The study was carried out in Nigeria. Specifically the study analyzed performance of formal credit sources by amount of loan disbursed to agriculture from 1992 to 2012 and determined factors that influenced volume of funds supplied to agricultural sector from formal sources in Nigeria from 1992 to 2012. Time series data, covering the periods of 1992 -2012, culled basically from the Central Bank of Nigeria's Statistical Bulletin were used. The data collected were analyzed using descriptive statistics and two Stage Least Square regression technique. The result of the performance of the formal credit sources by amount of loan disbursed to agriculture showed that commercial banks under the ACGS performed better than the Microfinance banks and Bank of Agriculture which was evident by the amount disbursed (N48.8bn) by commercial banks, with Microfinance banks disbursing N 32.3m and BOA disbursing N 14.7m to agriculture over the period under review. The 2SLS results showed that the volume of funds supplied to agricultural production from formal sources was affected positively by interest rate and commercial banks' liquidity ratio and negatively by banks' cash reserve ratio (CRR) and index of World Agricultural Commodity Prices. These variables were statistically significant at 1.0 % level of probability except the index of World Agricultural Commodity Prices which was significant at 5.0 % alpha level. The diagnostic statistics posted R 2 and F-ratio values of 0.7904 and 6.46 respectively with Durbin Watson estimates of 2.323311. The federal government must consider interest rate regulation as a veritable tool for making credit accessible to farmers at affordable levels where transaction costs will not be too high as to discourage farmers willing to invest or expand their investment to withdraw from doing so.

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This work was carried out in collaboration between all authors. Author CKO designed the study, wrote the protocol and first draft, anchored the field study, gathered the initial data and edited and corrected the peer reviewed manuscript(s). Authors SIO and COE handled the statistical analysis and literature search as well as read through the edited draft. All authors read and approved the final manuscript.

Newspapers in Switzerland and the Netherlands, have lost half of their classified adverts to the internet as reflected in an article titled: Who killed the Newspaper? in The Economist of April 24, 2006. However, in recent time, the Nigerian economy has faced a major decline that has affected the existence of newspapers. The marriage of newspapers to the web has not yet proved financially successful for the older medium (Baran, 2012). Thus, this paper examined the impact of economic recession and the internet on newspapers in Nigeria. Study adopted the survey research, sampling four hundred staff of selected newspapers and anchored on the political economy theory. Study found that seven out of ten staff of the four newspapers representing 77.4% said their daily activities are affected by the current economic recession; five out of ten staff of the four newspaper houses representing 47.3% strongly agreed that the internet has effect on the readership of printed newspaper, and four out of ten sampled representing 39.5% said that their management performed fairly during the period. It is therefore recommended that for newspaper houses to survive recession, they should relate with employees and motivate them to give their best. KEYWORDS: Print media/ownership, Political economy theory, Economic recession, Internet (Online) newspaper.