Literasi Keuangan, Religiusitas Dan Pengaruhnya Terhadap Pengelolaan Keuangan Mahasiswa

Abstract

This study aims to analyze the effect of financial knowledge, religiusity, financial attitudes, an financial literacy on student financial management. Respondent in this study were management students of the University PGRI Semarang with a total of 254 respondents. Data gathering process is conducted with a way of data retrieval online through the deployment of questioning. This study uses quantitative methods with data collection techniques through questionnaires. The method used in this study is multiple linear regression analysis. The result of this study indicate that there is a positive and significant influence between financial knowledge on financial management, there is a positive and significant influence between religiosity on financial management, there is a positive and significant influence between financial attitudes on financial management, and there is a positive and significant influence between financial literacy on financial management. Financial knowledge, religiosity, financial literacy effect on financial management simultaneously. Based on the result of the research that has been done, the R Square value is 0.696 or 69.6%. While the remaining 0.306 or 30.6% is influenced by other variables not examined in this study.

The Effect Analysis of Religiosity, Financial Literacy, and Islamic Financial Planning on The Performance of SMEs

“…Afriliasari and Nugroho (2021) and Firdaus, (2021) state that religiosity significantly influences Islamic financial planning. Utami et al, (2021) found that religiosity and Sharia financial literacy have a positive impact on financial management. Meanwhile, Setyowati et al (2018) suggested that Sharia financial literacy has a positive influence on financial management planning and Islamic investment selection.…”

Management Behavior of Online Users: Testing the Role of Financial Literacy as a Moderating Variable

“…The relationship between religiosity and financial management behavior based on the theory of planned behavior or attribution theory can be discussed through the approach of financial behavior theory. Behavioral finance theory is an application of psychology in finance that explains how humans make investments or relate to finances that are influenced by psychological factors (Utami et al 2021).…”

Telaah Kinerja Keuangan Usaha Kuliner Di Surakarta

“…Pengetahuan akuntabilitas pelaku usaha perlu dikembangkan dengan dilakukannya peningkatan keterampilan dan pengetahuan serta dilakukannya perbaikan mengenai sistem akuntansi untuk dilakukan sebagai bahan pertimbangan dalam suatu pengambilan keputusan pelaku usaha yang telah dibuatnya [25].…”

“…Pengelolaan keuangan merupakan berkaitan dengan bagaimana cara manajemen dalam mengalokasikan pengumpulan dana pembiayaan secara efisien [25]. Pengelolaan keuangan adalah bentuk hasil dari tujuan perusahaan dalam mengelola keuangan dalam mengambil keputusan [16].…”