Literature Review of a Cashless Society in Indonesia: Evaluating the Progress

Abbas, Antragama Ewa

doi:10.18178/ijimt.2017.8.3.727

Cited by 16 publications

(11 citation statements)

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“…The cashless society is a term used by Bank Indonesia in relation to a cashless society (Abbas, 2017). This cashless society policy has an impact on both positive and negative aspects.…”

Section: Positive and Negative Aspects Of Using The Cashless Societymentioning

confidence: 99%

The Effect of Electronic Payment Instruments on the Lifestyle of the Millennials in the Jabodetabek

Suryawati¹,

Puspitasari

Eriani

2023

TIJAB

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Background: Electronic payment instrument provides easier medium of daily transaction among millennial. The ease of use of electronic payment leads to a need to investigate whether it has an impact on millennial generation lifestyle. Objective: This study aims to analyze the effect of using electronic payment instruments on millennial lifestyles. Method: Survey questionnaires were distribute in this study and resulted in 191 questionnaires to be analyzed using Structural Equation Modelling. Results: The results showed that there are positive and significant effect of convenience on activities, interests, and opinions, usefulness on activities and ideas, and the development of usage attitudes on claims and statements. Meanwhile, efficacy's effect on interest and usage attitude's impact on activities has a positive but not significant effect. Conclusion: Three manifest variables: perceived ease of use, perceived usefulness, and attitude toward using, are factors that affect the use of electronic payment instruments. The electronic payment use was also proves as millennial lifestyle. Further, factors affecting millennial activity of using such payment method are: perceived ease of use and perceived usefulness. While factors affecting millennial interest to use such payment method are attention toward using and perceived ease of use. Factors affecting millennial opinion of using such payment method are perceived ease of use, attention toward using, and perceived ease of use. This research implies that the development of electronic payment instruments should consider and improve the security, backup systems and database recovery to support the activity and interest of using electronic payment instruments. Keywords: electronic payment; lifestyle; millennial; sem; technology acceptance model

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“…The cashless society is a term used by Bank Indonesia in relation to a cashless society (Abbas, 2017). This cashless society policy has an impact on both positive and negative aspects.…”

Section: Positive and Negative Aspects Of Using The Cashless Societymentioning

confidence: 99%

The Effect of Electronic Payment Instruments on the Lifestyle of the Millennials in the Jabodetabek

Suryawati¹,

Puspitasari

Eriani

2023

TIJAB

View full text Add to dashboard Cite

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“…On the other hand, Bank Indonesia stated that the use of paper money has problems in terms of its efficiency [13]. It's also has a high maintaining cost and cash handling budget that might be allocated to other sectors if the government can manage well the transactions [13,14]. Hence, Bank Indonesia launched the national Non-Cash Movement (GNNT) in August 2014 in order to reduce the dependence on cash.…”

Section: However a Research Conducted By Analysismentioning

confidence: 99%

Factors Affecting the Adoption of Electronic Payment Technology in Service Applications Online Transportation in Indonesia

Najib¹,

Karima²

2022

Proceedings of the International Conference on Applied Science and Technology on Social Science 2021 (iCAST-SS 2021)

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This study aims to understand customer behavioral intention in adopting digital payment on online transportation services. Researcher modifies the Unified Theory of Acceptance, and Use of Technology 2 (UTAUT 2) theory in this research. With 200 respondents, this study identifies performance expectancy, effort expectancy, social influence, facilitating condition, hedonic motivation, price value, habit, and behavioral intention to use. The finding revealed five factors in this study significantly and positively affect intention and the other two factors are insignificant. These research findings can be used for online transportation industry to attract more people to use digital payment since its still lack od user although this technology brings a lot of benefit. This research also can be a consideration for companies in terminating corporate promotion and evaluation strategies

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“…Meanwhile, studies in other countries suggest that firm size is an important antecedent of the technology's adoption [11,12]. They also suggest that innovation in payment solutions and the quality of the infrastructure are other antecedents [13,14]. Studies also suggested that businesses should adopt an open innovation viewpoint to accelerate their business performance [6,15].…”

Section: Introductionmentioning

confidence: 99%

An Empirical Analysis of Cashless Payment Systems for Business Transactions

Rahman

Ismail

Bahri

et al. 2022

Journal of Open Innovation: Technology, Market, and Complexity

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This paper examines the antecedents of cashless payment systems among businesses in Malaysia. The adoption of cashless payment systems by businesses has the potential to reduce the costs related to handling huge amounts of cash in the market and enhance transaction speed. Unfortunately, its current adoption in Malaysia is still small and very little is known about the factors. A seven-factor model based on the TOE framework was developed and tested. The partial least square (PLS) statistical approach was employed to analyze data collected from 200 business entities in Malaysia. The results reveal that compatibility and technology competence have higher significant relationships with the adoption of cashless payment systems. Management support, firm critical mass, competitive pressure, and information intensity are significantly related to the adoption of cashless payment systems, while firm size is not associated with it. The findings of this study provide significant practical implications for Malaysian stakeholders and technology vendors to recognize factors that affect a firm’s adoption of cashless payment systems to support business transactions. By investigating the phenomenon through the TOE framework, this study presents an integrated model of cashless payment systems by businesses. Our findings also offer guidance for future application of the PLS method in cashless payment and related research. The paper provides a more holistic understanding of the factors influencing cashless payment systems among businesses.

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Literature Review of a Cashless Society in Indonesia: Evaluating the Progress

Cited by 16 publications

References 0 publications

The Effect of Electronic Payment Instruments on the Lifestyle of the Millennials in the Jabodetabek

The Effect of Electronic Payment Instruments on the Lifestyle of the Millennials in the Jabodetabek

Factors Affecting the Adoption of Electronic Payment Technology in Service Applications Online Transportation in Indonesia

An Empirical Analysis of Cashless Payment Systems for Business Transactions

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