“…In contrast, the magnetotransport properties of highly disordered films, with sheet resistance R greater than the quantum resistance R Q = h/e 2 , remain poorly understood [6]. To date there is no clear consensus as to what roles film morphology [7], phase coherent hopping [8,9,10], Zeeman splitting [11,12,13], and/or spin-orbit scattering [14,15,16] play in producing the correlated insulator phase of ultra-thin metal films. Recently, however, investigators have recognized that new insights into the processes that contribute to the formation of the correlated insulator phase can be obtained through the study of metal films that undergo a superconductor-to-insulator (S-I) transition [17].…”