Proceedings of the 4th ACM/IEEE International Conference on Information and Communication Technologies and Development 2010
DOI: 10.1145/2369220.2369255
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Managing microfinance with paper, pen and digital slate

Abstract: India's extensive Self-Help Group (SHG) microfinance network brings formal savings and credit services to 86 million poor households. Yet, the inability to maintain high-quality records remains a persistent weakness in SHG functioning. We study this problem and present a financial record management application built on a low-cost digital slate prototype. The solution directly accepts handwritten input on ordinary paper forms and provides immediate electronic feedback. A field trial with 200 SHG members in rura… Show more

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Cited by 33 publications
(11 citation statements)
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“…Mobile phone tools have been designed to simplify data collection [9,10], improve community health worker performance and effectiveness [11,12,13,14,15], and digitize data from paper forms [16,17].…”
Section: Related Workmentioning
confidence: 99%
“…Mobile phone tools have been designed to simplify data collection [9,10], improve community health worker performance and effectiveness [11,12,13,14,15], and digitize data from paper forms [16,17].…”
Section: Related Workmentioning
confidence: 99%
“…Information and Communication Technologies for Development (ICTD) is a growing field dedicated to bridging the divide between developed and developing communities through appropriately applied technology (Dias and Brewer, 2009). Resulting projects span many areas ranging from telemedicine (Surana et al, 2008), to assistive technology (Pal et al, 2011), to microfinance (Ratan et al, 2010), to education (Kam et al, 2009). Engineers are often part of the multi-disciplinary research teams involved in ICTD.…”
Section: Enhancing English Literacy In Low-literacy Communitiesmentioning
confidence: 99%
“…Finally, Ratan et al [18] present a financial record management application built on a low-cost digital slate device. The solution accepts handwritten input on paper forms and provides electronic feedback.…”
Section: Paper Forms In the Developing Worldmentioning
confidence: 99%