“…Scholars, aware of the need, have performed studies on the customer behaviors relevant to the activities of the interest-free finance. In general, these studies have relied on the premises of PBT ( Alam, S. S., Janor, H., Zanariah, Wel, C. A. C., & Ahsan, M. N. 2012;Aziz, & Afaq, 2018;Bizri, Jardali, & Bizri, 2018;Bonne, K., Vermeir, I., Bergeaud-Blackler, F., & Verbeke, W. 2007;Echchabi, Abdelghani and Azouzi, 2015;Husin, & Rahman, 2016;Kashif, Zarkada, & Turasamy, 2017;(Alam et al, 2012;Aziz & Afaq, 2018;Bizri et al, 2018;Echchabi, Abdelghani and Azouzi, 2015;Husin, & Rahman, 2016;Kashif et al, 2017;Othman, N., Mohamad, A. M., Ismail, N., & Al Shami, A. M. 2018;Salehudin, & Luthfi, 2013;Zinser, 2015). Additionally, some other studies focusing on halal food also rely on this approach to test the customer behaviors (Bonne et al 2007;Salehudin, & Luthfi, 2013).…”