“…Key variables are whether or not a) private providers operate for-profit, b) the care system is organised by market mechanisms, such as competition for contracts and consumer choice models, and c) market rules enable private providers to offer 'topping up' services. If for-profit providers compete for contracts or customers and are allowed to offer topping up services, the likely result is de-universalising in the form of a wider spread of service quality: lower in many private services, as the profit motive diverts resources from care provision (Ronald et al, 2016), and higher in others, as members of highlyresourced social groups are better able to navigate the market to find the best services, and to use their own resources to top up the publicly-subsidised offering (Moberg 2016). By contrast, deuniversalisation is less likely if private provision takes the form of non-profit organisations offering services within communitarian, rather than competitive institutional arrangements, without the opportunity to top up.…”