“…First-level drivers represent the different dimensions of the offer from a bank, while second-level drivers represent the attributes characterising each of these dimensions (Arbore and Busacca, 2009). For example, the so-called overall satisfaction is conditioned by first-level drivers such as the functional quality of the core services proposed by the bank (Blanchard and Galloway, 1994;Levesque and McDougall, 1996;Winstanley, 1997;Naser, 2002, 2003;Jones, 2004;Ndubisi, 2006); the quality of the relationship with the client (Levesque and McDougall, 1996;Johnston, 1997;Winstanley, 1997;Lassar et al, 2000;Oppewal and Vriens, 2000;Naser, 2002, 2003;Jones, 2004;Ndubisi, 2006;Manrai and Manrai, 2007); the ability to predict and solve problems and conflict (Levesque and McDougall, 1996;Ndubisi, 2006;Manrai and Manrai, 2007); the proposed and perceived pricing (Levesque and McDougall, 1996;Winstanley, 1997;Varki and Colgate, 2001;Matzler et al, 2006); the ease and comfort of access to distribution channels (Oppewal and Vriens, 2000;Manrai and Manrai, 2007); the layout and equipment of the branches (Johnston, 1997;Oppewal and Vriens, 2000;Jones, 2004;Manrai and Manrai, 2007) and, finally, the reputation (Jacoby and Kyner, 1973;Oliver and Winer, 1987;Arbore and Busacca, 2009). Figure 1 shows some attributes for each dimension studied in literature.…”