Unsaturated polyester resins (UPRs) are usually used in the field of automotive and electronic appliances, but their natural flammability severely constrain their wide application. In this research, a mono-component intumescent flame retardant piperazine pyrophosphate (PPAP) was incorporated into the UPR matrix and the fire retardancy, thermal properties, combustion performance, and flame-retarded mechanisms of UPR/PPAP were comprehensively investigated. With as low as 18 wt % PPAP introduced, UPR/18 wt% PPAP thermosets fulfilled UL-94 V-0 grade during vertical burning tests and the limiting oxygen index value reached 29.8%. Cone calorimeter tests shown that the peak of heat release and CO production were prominently declined with the decrease of 60.9% and 70.2% compared with those of UPR. The incorporation of PPAP efficaciously enhanced the fire safety of UPR thermosets. The investigation of flame-retarded mechanisms for UPR/PPAP thermosets indicated that PPAP stimulated UPR thermosets to form sufficient, compact, partially graphitized, and expanded char layer on thermosets surface in advance and the char layer effectively exerted shielding effect in condensed phase. Thus, the total amount of heat of UPR/PPAP was suppressed with the reduction of 42.5% compared with that of UPR. Overall, the excellent fire safety performance promised the flame-retardant UPR/PPAP thermosets crucial application values in some key areas. K E Y W O R D S charring ability, fire safety, flame-retarded mechanisms, unsaturated polyester resins 1 | INTRODUCTION Unsaturated polyester resins (UPR) are general-purpose thermosetting polymers and have been widely applied in marine, load-bearing infrastructure, electronics, aerospace, and automotive due to their outstanding adhesion, chemical resistance, low cost, and easy process performance. 1-3 However, the intrinsic flammability of UPR thermosets severely restrains the further applications in some fields, especially automotive and electronic appliances. 4,5 Consequently, in order to further improve the commercial utilization rate of UPR thermosets, the development of an efficient and economical flameretardant UPR thermoset has attracted more and more attention in recent years. Currently, with the improvement of the environmental protection and human health awareness, lots of attention was focused on the research of halogen-free flame retardants for the UPR thermosets, Lubin Liu and Yue Xu contributed to this work equally.