Mengembangkan Koperasi Syariah di Indonesia: Pendekatan Interpretative Structural Modelling (ISM)

Abstract

<p>Despite growing rapidly, but Islamic cooperatives are still experiencing many obstacles in its development, both from the internal, external and regulatory side. This study attempts to identify the factors of needs, activities, and objectives in the development of sharia cooperatives in Indonesia, using the Interpretative Structural Modelling (ISM) approach. The results of this study provide some conclusions include: (1) Elements of the needs of the key key in sharia cooperative development strategy in Indonesia to improve SMEs is the need for strong support on the legal aspects of sharia cooperatives, (2) Elements of activities that are key to Shariah cooperative development are to conduct training and certification programs for shariah cooperative management and members, and (3) Elements of actors/institutions that are key in sharia cooperative development strategy in Indonesia to improve UMKM is sharia financial institution.</p><p>Walaupun tumbuh dengan pesat, namun koperasi syariah masih mengalami banyak kendala dalam pengembangannya, baik dari sisi internal, eksternal maupun regulasi. Penelitian ini mencoba untuk mengidentifikasi faktor-faktor kebutuhan, aktifitas dan tujuan dalam pengembangan koperasi syariah di Indonesia, dengan pendekatan metode Interpretative Structural Modelling (ISM). Hasil penelitian memberikan beberapa kesimpulan, antara lain: (1) Elemen kebutuhan yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah perlu adanya dukungan yang kuat pada aspek hukum koperasi syariah, (2) Elemen aktifitas yang menjadi kunci utama dalam pengembangan koperasi syariah adalah mengadakan training dan program sertifikasi bagi manajemen koperasi syariah dan anggota, dan (3) Elemen pelaku/lembaga yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah lembaga keuangan syariah.</p>

The Contribution of Mosque-Based Sharia Cooperatives to Community Well-Being Amidst the COVID-19 Pandemic

“…Apart from helping members and the public obtain cheap financing, MbSC can potentially increase the growth of MSMEs (Efiyanti et al, 2021) and effectively eliminate the presence of moneylenders in the community (Nur & Zubair, 2020;Triana & Naqiyah, 2020). Nevertheless, MbSC needs more energetic human resources (Rusydiana & Devi, 2018) to perform even better, which is currently lacking where nearly 85% of MbSC staff are from the 50s and 60s generations (Adriani et al, 2019). Therefore, this issue requires further attention from MbSC management.…”

Analysis of Investment Decisions in Sharia Cooperatives: Does Sharia Accounting Standards Affect?

“…The cooperative is a business entity consisting of a person or legal entity of the cooperative by under ruling its activities based on the cooperative's principles and a people's economic movement based on the principle of kinship (Republik Indonesia 1992). Sharia cooperatives are nongovernmental organizations as economic institutions that seek to develop productive businesses and investments based on sharia principles (Rusydiana and Devi 2018).…”

Mengurai Permasalahan Pengembangan Koperasi Syariah di Lombok

“…Banyaknya jumlah koperasi syariah di beberapa daerah diharapkan dapat menjadi penopang untuk UMKM, namun ternyata tidak didukung oleh faktor-faktor pendukung yang memungkinkan lembaga mikro ini terus berkembang dan berjalan dengan baik (Putri, 2017). Banyak koperasi syariah yang tenggelam dan bubar; antara lain karena sumber daya manusia (SDM) yang kurang profesional, kurangnya kemampuan usaha dan kemampuan manajemen bisnis (Yuniar, 2015), dan modal atau likuiditas yang dimiliki koperasi hanya berasal dari anggota saja (Rusydiana & Devi, 2018).…”