2018
DOI: 10.4236/tel.2018.814183
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Mobile Banking Choices of Entrepreneurs: A Unified Theory of Acceptance and Use of Technology (UTAUT) Perspective

Abstract: This study applies the unified theory of acceptance and use of technology (UTAUT) to investigate the entrepreneurial usage of mobile banking services. The study was conducted during 2017-18 using a partial least squares-structural equation modeling technique. A sample of 206 entrepreneurs, from fourteen suburban towns in India, was studied. The study found that mobile banking intentions mediates the relationship between all three; effort expectancy and use behavior, performance expectancy and use behavior and … Show more

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Cited by 9 publications
(14 citation statements)
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“…The reason to engage in coopetition could be competitive environmental factors or the nature of the work and however such reasons were not probed into. Further, this juxtaposition is analogous in finding common workable ground as evidenced by the ability of risk-taking managers meandering through rigid organizational controls to innovate [57] and the emerging market entrepreneurs using technology solutions for different operational needs such as mobile banking [58]. Thus, culturally intelligent MAs collaborate and compete at the same time, sharing knowledge for creating value for their firm (since the R square of both coopetition and the intention to share knowledge construct was high).…”
Section: Discussionmentioning
confidence: 97%
“…The reason to engage in coopetition could be competitive environmental factors or the nature of the work and however such reasons were not probed into. Further, this juxtaposition is analogous in finding common workable ground as evidenced by the ability of risk-taking managers meandering through rigid organizational controls to innovate [57] and the emerging market entrepreneurs using technology solutions for different operational needs such as mobile banking [58]. Thus, culturally intelligent MAs collaborate and compete at the same time, sharing knowledge for creating value for their firm (since the R square of both coopetition and the intention to share knowledge construct was high).…”
Section: Discussionmentioning
confidence: 97%
“…The consumption of social media generated information and the resultant actions, is not limited to the youth only. For instance, management accountants have started appreciating big data [24] for decision making and entrepreneurs have adopted new technologies such as mobile banking [25] the world we live in. The study highlights the growing significance of social media in shaping the sentiments by influencing the perception and the opinion (valence), which eventually influences the sales of products (expectation).…”
Section: Discussionmentioning
confidence: 99%
“…Using the PLS-SEM technique is also recommended when some of the analyzed variables are composed of dimensions [ 31 ], as well as when the proposed model is complex [ 79 ]. The PLS-SEM analysis was performed using SmartPLS 3.0 (SmartPLS GmbH, Bönningstedt, Germany), a widely used and reliable software [ 73 , 80 ].…”
Section: Hypotheses Developmentmentioning
confidence: 99%