“…In this way, it has been suggested that individuals with low levels of education tend to retire earlier compared to individuals with higher levels of education, since higher levels of education are related to more attractive occupations and probably better working conditions. Finally, individual level variables, such as leisure orientation, retirement self-efficacy, and different job attitudes, have also been shown to impact retirement decisions (e.g., Feldman, 1994; Taylor & Shore, 1995; Crego & Alcover, 2004; Esser, 2005), but their influence appears to be much weaker and less robust than health and wealth factors (Barnes-Farrell, 2003).…”