We show that the reaction of Ru<sup>II</sup> arene chlorido complexes of the type [(η<sup>6</sup>-arene)Ru(N,N’)Cl]<sup>+</sup> arene = p-cymene (pcym), hexamethylbenzene (hmb), indane (ind), <em>N,N’</em> = bipyrimidine (bpm) and 1,10-phenanthroline (phen) with excess sodium formate generates a very stable formate adduct through spontaneous hydrolysis of the Ru-Cl bond at 310 K and pH* = 7.0. The formate adducts are also produced when Ru<sup>II</sup> arene pyridine complexes of the type [(η<sup>6</sup>-arene)Ru(N,N’)(Py)]<sup>2+</sup> (where Py = pyridine), are irradiated with UVA (λ<sub>irr</sub> = 300-400 nm) or visible light (λ<sub>irr</sub> = 400-660 nm) under the same conditions. The Ru<sup>II</sup> arene formato adducts do not catalyse the reduction of acetone through transfer hydrogenation. However, all the complexes (except complex <strong>2</strong> which contains phen as the chelating ligand) can catalyse the regioselective reduction of NAD<sup>+</sup> in the presence of formate (25 mol equiv) in aqueous solution to form 1,4-NADH. The catalytic activity is dependent on the nature of the chelating ligand. Most interestingly, the regioselective reduction of NAD+ to 1,4-NADH can be also specifically triggered by photoactivating a RuII arene Py complex.