“…More specifically, the dependent variables in this experiment were risk perception, multiple attitude measures, including attitude toward the Web site, attitude towards the online retailer, and behavioral intentions. Furthermore, in the second experiment, several individual characteristics related to online behavior were assessed, because a number of studies have shown that differences in prior online purchase behavior, educational level, Internet access, and frequency of Internet usage may affect online consumer behavior (e.g., Brown, Pope, & Voges, 2003;Chiang & Dholakia, 2003;Crisp, Jarvenpaa, & Todd, 1997;Sääksjärvi & Samiee, 2007;Swinyard & Smith, 2003).…”