“…At the same time, recognition of distinct experiences with the health care system across ethnic groups has drawn national attention (Smedley, Stith, & Nelson, 2003). In our work, we acknowledge the importance of individual differences by employing methods that allow respondents to tell us, in their own words, how they view health and health care (Barg et al, 2006; Bogner, Cahill, Frauenhoffer, & Barg, 2009; Gallo, Bogner, Morales, & Ford, 2005; Wittink, Barg, & Gallo, 2006). Consistent with current publications of the National Institutes of Health, (Office of Research on Women's Health, 2000), we use the term Black to include individuals of African, African American, and African Caribbean descent and White to include individuals of European descent.…”