Passive radio frequency identification microchip implants (MIs) have been the subject of public debate for nearly two decades, due to differing views on issues of privacy and impact on the human body, as well as actual successful applications in healthcare. Nonetheless, advances in technology imply that consumers may use MIs for identification, shopping, and other activities in the future. The purpose of this study was to identify the characteristics and habits of individuals who are more likely to use a MI in the near future. A cross‐sectional study was conducted in five countries: Poland, Croatia, Slovenia, Ukraine, and the Russian Federation. Convenience sampling and an online questionnaire were used to collect data from 2037 respondents. Multiple regression analysis was used to test the research questions, and the results showed the predictors of willingness to use MIs. The potential MI user is male, has multiple social media profiles, and has a history of losing keys, wallets, or ID cards. He tends to use credit cards, contactless payments, and payment services when shopping. His willingness to use a MI decreases with age. Based on these findings, retailers and other service providers can adapt their processes to successfully support the future consumer with MI.