On the possible tools for the prevention of non-performing loans. A case study of an Italian bank

Abstract

This work analyzes the contribution of an Information Systems (IS) to the implementation of credit monitoring as a new integrated process to prevent non-performing loans in a small bank. The study focuses on the process of active monitoring of the entire credit portfolio, aimed at guiding the best migration between risk classes. This is understood as a set of integrated activities, in which the quality of information becomes a major determinant of the outcome. Such tools support risk management in the decision-making process and aiding performance evaluation. The purpose of this work is to highlight the possibility of an IS to support this new integrated process of credit monitoring, providing increasingly reliable data, availability on demand and real-time information

Data Quality and Data Management in Banking Industry. Empirical Evidence from Small Italian Banks

“…Fig. 4 The theoretical framework From an operational point of view, the chapter is the second step of a broader research project [39]. The quantitative analysis will be carried out on banks with registered office in the province of Pisa.…”

Prevention Effectiveness of Non-Performing Financing in the Indonesian Islamic Bank

“…Also, Bruno et al (2015) analyzed the efforts to prevent impaired credit in Italian banks. The required effort is to perform active monitoring of the entire credit portfolio, with the necessary effort to consider the best information to be monitored.…”