The purpose of this research is to analyze the influence of Capital Adequacy Ratio (CAR) Third Party Funds (TPF), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Operation Cost Operating Income (OCOI), Net Operating Margin (NOM), Gross Domestic Product (GDP), inflation and Return on Asset (ROA) as a proxy of Islamic bank’s profitability in Indonesia during 2011-2014 periods. The population of study was Sharia banking (BS) in Indonesia. Time series data from Indonesian Banking Statistics 2011-2014 were used as the primary data. Multiple linear regression was applied as method of analysis. The result shows that CAR, NPF, FDR and NOM did not affect profitability, while TPF, OCOI had negative effect on profitability. Meanwhile, GDP and inflation variable had significant effect with positive direction. Keywords: Sharia bank, ROA, TPF, NPF and inflation. JEL Classification: G21, E31
Purpose: The aim of this research is to study the public awareness on the consumption of green products. It begins with the community's increased interest in the environment, arising from their desire to help in the reduction of the impact of environmental damage by becoming an intelligent consumer. Design/Methodology/Approach: The research was conducted through a survey method using customers of Unilever. The sample result was determined by the purposive sampling of about 225 customers in Jakarta and its surrounding areas. Both programs succeeded simultaneously, helped with the building of a green corporate image, which shows the green marketing implementation, its marketing strategy and its corporate social responsibility program which is highly beneficial and memorable to the community. Findings: The research was conducted within the available region and a limited sample from manufacturing firms to make it a little bit less unspecific to findings. More consumers and communities should be invited to care for the environment. They should also have the ability to prove and commit to the community in the implementation of their corporate social responsibility program in order to minimize the environmental impact of not just the corporate image of the company, but also their operational processes. Practical Implications: Green marketing implementation into marketing strategy and corporate social responsibility program bring benefit, high imperative to the community, and positive value to the company's green image. Originality/Value: The study would enable the company to become a key driver in green marketing initiatives, potentially leading to the creation of new economic growth, a green environment and help improve public health.
This research aim to describe and prove the correlation and influence between market potency and market prospect to determine the appropriate strategy and policy for halal product market development in Indonesia compared with United Kingdom. The object of this research are total of potential consumer, percentage of buying consumer, average selling price, total of annual average consumption rate, profit estimation, and sales estimation of halal product market in each countries base on halal products and services into fiqh platform. This research use quantitative and qualitative method, which is in quantitative method using estimation of Fixed Effect Methods and the validity examined by AR and Jarque-Bera test. The result of this research find that sales in UK and RI are heavily dependent on changes in time and period in each Country indicated by PER_EFFECT, even though this analysis has used white heterocedasticity approach to eliminate that impact. Potentials and Prospects in the United Kingdom and the Republic of Indonesia have a positive and significant influence on Halal market and both countries have the same potential and prospective behaviour toward the Halal Market, although differing individual country and time or period.
Education means either human or social capital investment to build up an intellectual community possessing wider knowledge. Some define education as a process of transferring knowledge from one generation to another. By investing in education, we tend to create a dynamic society which in return would contribute significantly to the development of nation. The main objective of this study is to explore information related to the policy in developing Islamic higher educational institutions and the strategic roles played by the respective alumni in the process of developing the community and nation. This study utilizes the valuable documents relating to the development of Islamic educational institutions as the main data sources. The data were taken from the websites of some Islamic institutions, articles written by the Muslim figure in Indonesia and from the webpage of the Director of Higher Islamic educational institution, Ministry of Religious Affairs. Primary research method was also used by interviewing the leaders of Islamic higher educational institutions to gain a broad sense of the policy changing and policy re-orientation. Data from the interviews were manually analyzed and classified into relevant ideas, themes, categories and patterns based on qualitative approaches.
The purpose of this study is to evaluate the performance of banks in Indonesia. Specifically, this study has examined the static effect of ownership structure on bank performance in Indonesia over the period 1995–2006. The sample consists of 74 banks, namely 56 private banks, 15 community development banks (BPD), and three federal banks from 1995 to 2006. The data was analyzed using least-squares regression method, the general least squares method, and the method of random effects. The findings of this study show that the BPD performed better compared to private banks. This indicates that BPDs have better performance rather than private banks which is due to the fact that customers can be able to pay loans, they have special knowledge on that area and the performance of BPD is supervised by local government. In addition, the amount of equity, economic growth, financial crisis, and the financial ratios affect the performance of the bank. However, bank status has no effect on bank performance.
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