Optimization Of The Government’s Role In Supporting The Socialization Strategy Of Sharia Pawn Products

Abstract

Sharia pawn products (rahn) are one of the sharia financial services products that are growing over time. However, this development still requires attention in order to achieve financial inclusion and increase market share of sharia pawn products. One of the efforts to realize this goal is the socialization strategy. The success of socialization is not only the responsibility of the Islamic financial services institution, but also the role and support of other stakeholders, especially the government. The government through BI and OJK has a strategic role in helping these efforts. Optimizing the role of the government in supporting the dissemination of sharia mortgage products can be done with strategic steps namely targetting, integrating, understanding, and implementing.

Analisis Peran Pembiayaan Ar-rum BPKB oleh Pegadaian Syariah terhadap Pengembangan Usaha Mikro, Kecil, dan Menengah: Studi Kasus: Pegadaian Syariah Cabang Ar-Hakim Medan

“…Perkembangan tersebut diharapkan dapat membantu menarik minat konsumen dan meningkatkan inklusi keuangan produk gadai syariah. (Karnawijaya, 2019) Produk Ar-rum Sebagai Modal Pengembangan UMKM Pegadaian Syariah memiliki produk usaha mikro Arrum (ArRahn) yang berfungsi untuk memudahkan para pelaku UMKM mendapatkan jaminan permodalan bagi perusahaan mobil. Kendaraan disimpan bersama pemiliknya dan dapat digunakanN untuk menunjang operasional sehari-hari, terutama dengan memaksimalkanN kemudahan penggunaan kendaraan.…”

Literature Study Analysis of Sharia Pawnshops in Indonesia

“…Based on the literature year related to sharia pawnshops for the 2015-2020 period, the following results were obtained : 1) 2015 : 5 literature (Muthmainah & Cholil, 2015), (Irfan, 2015), (Mahmudahningtyas, 2015), (Hadijah, 2015), (Panjaitan, 2015) 2) 2016 : 4 literature (Wandira, 2016), (Suharja, 2016), (Putri, 2016), (Nasution, 2016) 3) 2017 : 6 literature (Anggadini, 2017), (Marhani, 2017), (Wahab, 2017), (Budiman et al, 2017), (Habibah, 2017), (Rukmanasari, 2017) 4) 2018 : 2 literature (Surepno, 2018), (Luluk Wahyu Roficoh, 2018) 5) 2019 : 13 literature Afdhila, 2019;Dwihapsari et al, 2019;Ellysa & Hidayah, 2019;Fedro et al, 2019;Harahap, 2019;Karnawijaya, 2019;Manahaar, 2019;Perwasih, 2019;Pramudya, 2019;Sari, 2019;Sinambela, 2019;Ulwiyah & Dwi Ayuningtyas, 2019) 6) 2020 : 8 literature (Armiya et al, 2020;Hidayat & Zulhelmy, 2020;Kaddi et al, 2020;Muhsin & Masse, 2020;Rahmawati & Mutmainah, 2020;Saputri & Dewi, 2020;Setyaningrum & Khotijah, 2020;Tulasmi & Mukti, 2020) This can be explained in the following From the table, it can be described as follows:…”

“…No Years Amount Researcher F % 1 2015 5 13,16 (Muthmainah & Cholil, 2015), (Irfan, 2015), (Mahmudahningtyas, 2015), (Hadijah, 2015), (Panjaitan, 2015) 2 2016 4 10,53 (Wandira, 2016), (Suharja, 2016), (Putri, 2016), (Nasution, 2016) 3 2017 6 15,79 (Anggadini, 2017), (Marhani, 2017), (Wahab, 2017), (Budiman et al, 2017), (Habibah, 2017), (Rukmanasari, 2017) 4 2018 2 5,26 (Surepno, 2018), (Luluk Wahyu Roficoh, 2018) 5 2019 1 3 34,21 Afdhila, 2019;Dwihapsari et al, 2019;Ellysa & Hidayah, 2019;Fedro et al, 2019;Harahap, 2019;Karnawijaya, 2019;Manahaar, 2019;Perwasih, 2019;Pramudya, 2019;Sari, 2019;Sinambela, 2019 From the figure, it can be explained that the majority of the literature related to sharia pawnshops was found in 2019, namely 13 literatures (34.21) and the minority in 2018, there were only 2 literatures (5.26%).…”

“…Based on the place of research related to the sharia pawnshop literature for the 2015-2020 period, the following results were obtained : a) Medan : 2 literature (Harahap, 2019), (Sinambela, 2019) b) Jawa Timur :5 literature (Luluk Wahyu Roficoh, 2018), (Fedro et al, 2019), (Afdhila, 2019), (Sari, 2019), (Mahmudahningtyas, 2015) c) Jawa Barat : 3 literature (Habibah, 2017), (Dwihapsari et al, 2019), (Manahaar, 2019) d) Jawa Tengah : 8 literature (Setyaningrum & Khotijah, 2020), (Rahmawati & Mutmainah, 2020), (Muthmainah & Cholil, 2015), (Ulwiyah & Dwi Ayuningtyas, 2019), (Karnawijaya, 2019), (Rukmanasari, 2017), (Anggadini, 2017), (Surepno, 2018), e) Kalimantan :1 literature (Nasution, 2016) f) Sulawesi : 5 literature (Marhani, 2017), (Wandira, 2016), (A, 2019), (Muhsin & Masse, 2020), (Kaddi et al, 2020), g) Yogyakarta : 2 literature (Ellysa & Hidayah, 2019), (Tulasmi & Mukti, 2020) h) Lampung : 5 literature (Suharja, 2016), (Perwasih, 2019), (Pramudya, 2019), (Saputri & Dewi, 2020), (Putri, 2016) i) Riau : 3 literature (Hidayat & Zulhelmy, 2020), (Wahab, 2017), (Irfan, 2015) j) Bali : 1 literature (Hadijah, 2015) k) Aceh : 2 literature (Armiya et al, 2020), (Budiman et al, 2017), l) Jakarta : 1 literature (Panjaitan, 2015) (Fedro et al, 2019),…”

Abu Zahrah’s Maqasid Sharia Model as a Performance Measurement System

“…The education system should encourage critical thinking analys ing real industrial cases. Karnawijaya (2019) also highlights that the success of socializa tion also depends on the role and support of the government (for instance managing hajj funds entirely into Islamic banks or paying for employee expenses in partnership with Islamic banks). Islamic banks should also actively collaborate with their partners in or der to reach a wider community.…”