Penerapan Prinsip Syariah Dalam Akad Pembiayaan Murabahah Pada Bank Muamalat

Makkulau, Andi Rio; Abdullah, M. Wahyuddin

doi:10.24252/iqtisaduna.v3i1.4032

Cited by 6 publications

(7 citation statements)

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“…8 banyaknya inovasi produk baru yang terus bermunculan (Rizal et al, 2019). Dari perkembangan fintech saat ini diharapkan dapat meningkatkan efisiensi dan meningkatkan keamanan pada saat bertransaksi (proses pembayaran, proses transfer, atau jual beli) (Makkulau & Abdullah, 2017).…”

Section: Pendahuluanunclassified

Penerapan UTAUT untuk Memahami Akseptansi Mahasiswa terhadap Inovasi Cicilan Buku Berakad Murabahah

Amalia

Maika

2020

JAM

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The increasing interest of the Muslim community in Indonesia in the consumption of goods and services labeled halal has certainly made all things with a halal perspective appear. Fintech (financial technology) as a form of digitization of the rapid development of technology is also used in the financial sector. The focus discussed in this study is the obligation of students to have books and how the website innovation system works using the murabaha contract. This study uses a phenomenological approach by conducting interviews with 40 students of the Muhammadiyah University of Sidoarjo who have used and made transactions on the IjabQabul.id website. The data obtained from the interviews were reprocessed using the Atlas.ti software. The results showed that from the IjabQabul.id website, students were quite helped by the facilities provided, such as payment methods that could be made online or collectively as well as payment methods that could be made in installments. Additions and feature enhancements are also expected by users to be added to the website.

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Section: Pendahuluanunclassified

Penerapan UTAUT untuk Memahami Akseptansi Mahasiswa terhadap Inovasi Cicilan Buku Berakad Murabahah

Amalia

Maika

2020

JAM

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“…Sebagai bagian dari sistem ekonomi syariah, mau tidak mau koperasi syariah di NTB harus tunduk dan patuh pada Fatwa DSN-MUI terkait dengan pengelolaan produk jasa keuangan dan bisnis yang ada di Koperasi Syariah (Syariah & Mui, 2012). Kesesuaian syariah dalam transaksi adalah bagian inti dari pertimbangan transaksi keuangan di lembaga keuangan syariah (Makkulau & Abdullah, 2017). Bagaimanapun, keuntungan yang didapat melalui transaksi di lembaga keuangan syariah adalah berbeda dari lembaga keuangan konvensional (Stockman, 2000).…”

Section: Dalam Konteks DI Atas Dsn-mui Sebagai Lembaga Yang Bertugasunclassified

Pergeseran Paradigma Ijarah Dalam Fatwa Ekonomi DSN-Mui Dan Implementasinya Di Koperasi Syariah NTB

Salahuddin¹,

Muslihun

Munir

2019

Iqtisaduna

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Ekonomi syariah di Indonesia saat ini masih mencari format ideal untuk terus berpartisipasi aktif dalam konteks pembangunan Indonesia. Oleh karena itu DSN-MUI sebagai lembaga 'pengawal' gerak ekonomi syariah di Indonesia berupaya mengembangkan konsep dalam fikih dan disesuaikan dengan realitas ekonomi modern. Ija> rah dalam kontek di atas adalah sebagai bagian dari pengembangan dimaksud. Pergeseran paradigma Ija> rah pada tataran konseptual fatwa, akan dilihat implentasinya dalam realitas aktivitas mikro ekonomi di lembaga koperasi syariah Nusa Tenggara barat

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“…Islamic financial institutions in Indonesia, and indeed in other countries, tend to implement a financing system with the murabahah principle scheme (Ascarya, 2006;Faisal, 2011;Alamsyah, 2012;Lathif, 2012;Makkulau and Abdullah, 2017;Rahman et al, 2010). According to Misman and Bhatti (2010), credit risk is a major risk faced by several types of financing (i.e.…”

Section: In Financing Riskmentioning

confidence: 99%

Mashlaha in Financing Risk Measurement in Sharia Financing Institutions

2019

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The crisis of confidence in the credit rating agency forced Islamic financing institutions to apply risk measurement methods independently and renewed the study of credit risk measurement. Moreover, this research also discusses mashlaha (public interest) in measuring financing risk. This research uses a mixed method approach, combining quantitative methods to measure risk by utilizing CreditRisk+, and qualitative methods in analyzing mashlaha in these measurements. This study revealed that CreditRisk+ is able to measure financing risk accurately. This study also found that there is mashlaha as part of maqashid al-sharia in risk measurement, namely 1) Tahdzib al-Fard, that makes a financial institution capable of independently measuring the risk of its own financing; 2) Iqamah al-Adl, independent measurement will create information justice by comparing measurement results both internally and externally. 3) Mashlaha itself, with internal risk measurement, will reduce systemic risk. The implications of this study is the use of mashlaha in analyzing financing risk provides more stringent prudential in the measurement of financing risk.

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Penerapan Prinsip Syariah Dalam Akad Pembiayaan Murabahah Pada Bank Muamalat

Cited by 6 publications

References 0 publications

Penerapan UTAUT untuk Memahami Akseptansi Mahasiswa terhadap Inovasi Cicilan Buku Berakad Murabahah

Penerapan UTAUT untuk Memahami Akseptansi Mahasiswa terhadap Inovasi Cicilan Buku Berakad Murabahah

Pergeseran Paradigma Ijarah Dalam Fatwa Ekonomi DSN-Mui Dan Implementasinya Di Koperasi Syariah NTB

Mashlaha in Financing Risk Measurement in Sharia Financing Institutions

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