Pengaruh Dana Pihak Ketiga Dan Non Performing Financing Terhadap Pembiayaan  Musyarakah

Ovami, Debbi Chyntia; Thohari, Ayu Azillah

doi:10.32696/jp2sh.v3i1.90

Cited by 4 publications

(5 citation statements)

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“…This is usually caused by the bank's goal of making a profit, so that the bank rotates the funds it has. The results of this study contradict research conducted by (Ovami & Thohari, 2018) stating that Third Party Funds have a negative and insignificant effect on profit sharing financing. Research conducted by and (Nahrawi, 2017) states that the Non-Performing Financing variable has no effect on Profit Margin Financing.…”

Section: Introductioncontrasting

confidence: 99%

Determining Factors of Financing Scheme Cases on Islamic Banking in Indonesia

Fadlyanti,

Sutrisno

2023

IJMRA

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Financing is an important aspect of Islamic banking, because the main income of Islamic banks comes from financing. There are two main schemes in financing, namely profit margin financing (PMF) which is based on buying and selling, and profit sharing financing (PSF) which is based on customer profits. The purpose of this study is to determine the factors that influence the two financing schemes. In this study, the influencing factors consist of third party funds (TPF), financing risk as measured by non performing financing (NPF), liquidity risk as measured by financing to deposit ratio (FDR), capital as measured by capital adequacy ratio (CAR), and operating risk as measured by the operating expense to operating income ratio (EIR). The population of this research is Islamic banks in Indonesia totaling 13 banks with a sample of 6 Islamic banks. Test the hypothesis using panel data regeneration analysis. After testing the model, it turns out that the best model is the fixed effect model. The results showed that TPF had a positive effect on all financing schemes (PMF and PSF). EIR should also have a significant but negative effect on both financing schemes. Meanwhile, NPF and EIR had a negative effect on PMF but had no effect on PSF, and FDR had no effect on the two financing schemes.

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Section: Introductioncontrasting

confidence: 99%

Determining Factors of Financing Scheme Cases on Islamic Banking in Indonesia

Fadlyanti,

Sutrisno

2023

IJMRA

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“…Where in this study conclusions can be drawn based on the results of hypothesis testing conducted using the t test, the value of the Third Party Fund (DPK) variable is obtained as seen from the calculated t value for the DPK variable is 4.559 and the table t value is 2.0484 that from these values t calculate the table t > while the P-value (sig) is obtained at 0.000 < 0.05. Therefore, H1 is acceptable so that the variable Third Party Fund (DPK) affects musharakah financing at Bank Syariah Mandiri (BSM) from 2010-2018. Gunanto, Suprihati, and Aristi (2018.…”

Section: The Effect Of the Level Of Development Of Third Party Funds ...mentioning

confidence: 99%

“…Therefore, H1 is acceptable so that the variable Third Party Fund (DPK) affects musharakah financing at Bank Syariah Mandiri (BSM) from 2010-2017. (Ovami & Thohari, 2018). In this study entitled The Effect of Third Party Funds (DPK) and Non-Performing Financing on Musharakah Financing.…”

Section: The Effect Of the Level Of Development Of Third Party Funds ...mentioning

confidence: 99%

The Effect of the Level of Development of Third Party Funds (DPK) and Return On Assets (ROA) on Musyarakah Financing at Bank BCA Syariah for the 2018-2022 Period

Denytasari,

Farhan,

Asiyah

2023

SLJIL

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This study aims to examine the direct influence of the level of development of Third Party Funds (DPK) and Return On Assets (ROA) on Musyarakah Financing at Bank BCA Syariah for the 2018-2022 period. This research uses quantitative data types. The data in this study are secondary data. Secondary data is in the form of financial statements at Bank BCA Syariah published in 2018-2022. This study used secondary data where the data was obtained by non-participant observation. The results showed that the variables that affect musharakah financing are based on the test table t the level of development of Third Party Funds (DPK) X1) on Musyarakah Financing (Y) where the significance value (Sig) X1 is 0.001 < 0.05 and the t value is calculated 28,795 > t table 4,303, it can be concluded that H1 is accepted. Furthermore, the Level of Development of Third Party Funds (X1) and Return On Assets (X2) simultaneously on Musharakah Financing (Y) where based on the F test table the significance value (Sig) for the effect of the Level of Development of Third Party Funds (X1) and Return On Assets (X2) simultaneously on Musharakah Financing (Y) is 0.002 < 0.05 and the value of F is calculated at 511,539 > F table 9.55, it can be concluded that H3 is accepted. While the variable that does not affect musharakah financing is Return On Assets (X2) to Musharakah Financing (Y) where based on the test table t significance value (Sig) Return On Assets (X2) of 0.452 > 0.05 and t value calculated 0.926 < t table 4.303, it can be concluded that H2 is rejected.

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“…(Shara & Nasution, 2019). Pertumbuhan aset yang dimiliki BSM tidak terlepas dari peningkatan pembiayaan serta jumlah dana pihak ketiga yang terhimpun (Ovami & Thohari, 2018). Kemampuan bank Syariah menghimpun dana pihak ketiga berupa tanbungan, deposito ataupun giro.…”

Section: Pendahuluanunclassified

Anteseden Penghimpunan Dana Pihak Ketiga Bank Syariah Di Indonesia

Dewi

Shara

2021

j.ris.akunt.dan n.a

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This study aims to determine the Antecedents of Third Party Funds Collection for Islamic Commercial Banks in Indonesia. This study amounted to 34 Islamic Public Bodies and Sharia Business Units in Indonesia for the period 2015-2018. The sampling technique in this study was purposive sampling. The data analysis technique used multiple linear regression. The results showed that partially the profit sharing and inflation positively and significantly affect third-party funds. The BI interest rate variable has a positive but insignificant effect on third party funds. The variable number of offices has a negative and insignificant effect. Profit-sharing variables, interest rates, inflation, and the number of offices simultaneously significantly affect third-party funds (TPF) of Islamic Commercial Banks in Indonesia.

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Pengaruh Dana Pihak Ketiga Dan Non Performing Financing Terhadap Pembiayaan Musyarakah

Cited by 4 publications

References 0 publications

Determining Factors of Financing Scheme Cases on Islamic Banking in Indonesia

Determining Factors of Financing Scheme Cases on Islamic Banking in Indonesia

The Effect of the Level of Development of Third Party Funds (DPK) and Return On Assets (ROA) on Musyarakah Financing at Bank BCA Syariah for the 2018-2022 Period

Anteseden Penghimpunan Dana Pihak Ketiga Bank Syariah Di Indonesia

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