Pengaruh Tingkat Pengetahuan, Kualitas Layanan, Dan Tingkat Literasi Keuangan Syariah Terhadap Pengambilan Keputusan Masyarakat Muslim Menggunakan Produk Perbankan Syariah Di Daerah Istimewa Yogyakarta

Handida, Rahmawati Deylla; Sholeh, Maimun

doi:10.21831/jep.v15i2.23743

Cited by 10 publications

(13 citation statements)

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“…The results of this study are in line with research conducted by Andyni & Kurniasari (2021) which states that there is a positive influence of financial literacy on financial inclusion (5). Furthermore, research by Handida & Sholeh (2018) concludes that there is a positive influence of the variable level of Islamic financial literacy on Muslim community decision-making using Islamic banking products (9). Research by Panghayo & Musdholifah (2018) concludes that there is a significant influence between the level of knowledge on the selection of Islamic financial services (10).…”

Section: Methodsmentioning

confidence: 99%

The Influence of Islamic Financial Literacy on The Use of Digital Financial Services in Yogyakarta

Suhasti¹,

Muhamad²,

Penggalih³

et al. 2022

KSS

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A good understanding of Islamic financial literacy and digital financial services can be used as the basis for governments and Islamic financial institutions to formulate product communication strategies to be precise and accurate. Digital financial services provide many benefits for service providers as well as for users. This quantitative research was conducted by survey method using a questionnaire with purposive sampling technique. The questionnaire was tested for validity and reliability first and exceeded the standard and analysis with descriptive statistics and simple linear regression. This study found that Islamic financial literacy has a positive and significant effect on digital financial services in consumers in Yogyakarta. The influence of Islamic financial literacy is 54.1%, while other variables outside this study are 45.9%. Keywords: Islamic Financial Literacy; Digital Financial Services

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Section: Methodsmentioning

confidence: 99%

The Influence of Islamic Financial Literacy on The Use of Digital Financial Services in Yogyakarta

Suhasti¹,

Muhamad²,

Penggalih³

et al. 2022

KSS

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“…0/998 yang berisi peraturan mengenai dasar hukum dan jenis usaha yang dilakukan dalam bank syariah. Dengan adanya Undang-Undang tersebut memberikan regulasi yang mengusulkan bank konvensional untuk mendirikan kantor cabang bank syariah atau beralih menjadi bank syariah serta seluruh ketetapan manifestasi baik berupa aspek peraturan yang Azizah & Abdullah (2023) diberlakukan pemerintah, keputusan kebijakan moneter, dan segala bentuk lainnya seperti bentuk surat dalam Bank Indonesia (Handida & Sholeh, 2018).…”

Section: Pendahuluan Latar Belakangunclassified

Analisis Pengetahuan Generasi Milenial Non Muslim Terhadap Bank Syariah di Kota Solo

Nur Azizah,

Abdullah

2023

IJIEB

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This study aims to determine the knowledge level of non-Muslim millennial generation towards Islamic banks in Solo City. This type of research uses a qualitative methode with the Accidental Sampling technique by interviews with 8 non-Muslim millennial generation respondents. The results of this study, for the first category of knowledge about the existence of Islamic banks, 88% non-Muslim millennial generation knows about the existence of Islamic banks. The second and third category is about operations and the product of Islamic bank has same result above 63 % of non-Muslim millennial generation does not know the operations products and services provided by Islamic banks of Islamic banks. The fourth category about the differences between conventional banks and Islamic banks, only 50% of the non-Muslim millennial generation know about it. The existence of Islamic banks that are universal is not generally known by the non-Muslim millennial generation even its in a big City. Non-Muslim millennials think that knowledge of Islamic banks is only limited to sharia labels without knowing about the operations, products and services of Islamic banks.

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“…Consumer knowledge will influence purchasing decisions, because consumers who have more knowledge will be more efficient and precise in managing information, so they can make better decisions. As research by Handida and Sholeh (2019), both partially and simultaneously the level of knowledge has a positive and significant effect on the decision of the Muslim community to use Islamic banking products in the Special Region of Yogyakarta (DIY). Therefore, the researcher formulates that IP2PF knowledge is all information owned by a person about products, contracts, mechanisms, and other knowledge related to IP2PF.…”

Section: ) Knowledge Of Ip2pfmentioning

confidence: 99%

Investment Decision of Dki Jakarta Millennials in Islamic Peer-to-Peer Financing During the Covid-19 Pandemic

Dewi,

Arsyianti

2023

JEBIS

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DKI Jakarta is the region with the highest proportion of internet users from the total population of each province on the island of Java, including in terms of the use of Financial Technology (FinTech). Islamic Peer-To-Peer Financing (IP2PF) is one type of FinTech that is an investment choice for millennials, but Islamic FinTech users from the investor side are still very few, especially during the COVID-19 pandemic. This research aims to find out the factors that influence the investment decisions of DKI Jakarta millennials in IP2PF during the COVID-19 pandemic through a sample of 100 DKI Jakarta millennial investors. The methods used are descriptive analysis and binary logistic regression with IBM SPSS Statistics 22 software tools. The results showed that during the COVID-19 pandemic, Islamic financial literacy, IP2PF knowledge, trust, social environment, gender, and income had a significant positive effect on investment decisions in IP2PF. Therefore, the IP2PF should closely build engagement to their customers, enlarge literacy coverage in supported by government to build the ecosystem.

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Pengaruh Tingkat Pengetahuan, Kualitas Layanan, Dan Tingkat Literasi Keuangan Syariah Terhadap Pengambilan Keputusan Masyarakat Muslim Menggunakan Produk Perbankan Syariah Di Daerah Istimewa Yogyakarta

Cited by 10 publications

References 0 publications

The Influence of Islamic Financial Literacy on The Use of Digital Financial Services in Yogyakarta

The Influence of Islamic Financial Literacy on The Use of Digital Financial Services in Yogyakarta

Analisis Pengetahuan Generasi Milenial Non Muslim Terhadap Bank Syariah di Kota Solo

Investment Decision of Dki Jakarta Millennials in Islamic Peer-to-Peer Financing During the Covid-19 Pandemic

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