Peran Fintech dalam Meningkatkan Keuangan Inklusif UMKM

Liliana, Liliana; Hidayat, Ariodillah; Atiyatna, Dirta Pratama; Kahpi, Muhammad; Saleh, Syirod

doi:10.29259/jmbs.v19i2.15742

Cited by 2 publications

(2 citation statements)

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“…Pada penelitian Liliana et al (2021) dikatakan bahwa fintech berpengaruh signifikan terhadap tingkat keuangan inklusif usaha mikro, kecil dan menengah di Sumatera Selatan. Fintech meningkatkan efisiensi baik dari operasional ataupun efisiensi yang dinikmati ol eh anggotanya dan juga dapat digunakan sebagai marketplace (Rahardjo et al 2019).…”

Section: Pengaruh Pembiayaan Fintech Terhadap Kinerja Umkmunclassified

Analisa Pembiayaan Fintech terhadap Kinerja UMKM pada UMKM di Kota Palembang

Fakhirin

Andriana²,

Thamrin³

2022

ajeks

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ABSTRACT. This study aims to understand and analyze the influence of fintech financing on the performance of MSME’s in Palembang City. The population in this study is all MSME’s in the city of Palembang which amounts to 163,291 units. Sampling in research using nonprobability sampling techniques with purposive sampling and snowball sampling approaches. The study used a sample of 50 respondents. The analytical technique in this study is descriptive analysis using simple regression. The results of this study are that fintech financing has a significant effect on the performance of MSME’s in a positive direction. This means that the use of fintech as a source of support for micro, small and medium enterprises will improve their business performance. Keyword: fintech financing, MSME’s performance, finance ABSTRAK. Penelitian ini bertujuan untuk memahami dan menganalisis pengaruh pembiayaan fintech terhadap kinerja UMKM di Kota Palembang. Populasi dalam penelitian ini yaitu seluruh UMKM yang ada di kota Palembang yang berjumlah 163.291 unit. Pengambilan sampel didalam penelitian menggunakan teknik nonprobability sampling dengan pendekatan purposive sampling dan snowball sampling. Penelitian ini menggunakan jumlah sampel sebanyak 50 responden. Teknik analisis dalam penelitian ini adalah analisis deskriptif dengan menggunakan regresi sederhana. Hasil pada penelitian ini yaitu pembiayaan fintech berpengaruh signifikan terhadap kinerja UMKM dengan arah positif. Artinya penggunaan fintech sebagai sumber pembiyaan bagi usaha mikro, kecil dan menengah akan meningkatkan kinerja usaha mereka. Kata kunci: pembiayaan fintech, kineja UMKM, keuangan

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Section: Pengaruh Pembiayaan Fintech Terhadap Kinerja Umkmunclassified

Analisa Pembiayaan Fintech terhadap Kinerja UMKM pada UMKM di Kota Palembang

Fakhirin

Andriana²,

Thamrin³

2022

ajeks

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“…The era of the industrial revolution 4.0 is a challenge for a country to change conventional business models into technological systems (Andaiyani et al, 2020). Fintech emerged as one of the impacts of increasingly modern technological developments, especially in terms of finance .The presence of Fintech has a role in efforts to increase financial inclusion, fintech can help the community, especially the SME sector business players to obtain alternatives and access to financial services to make it easier (Liliana et al, 2021).…”

Section: Introductionmentioning

confidence: 99%

Fintech 4.0 Training to Increase Capital and Business Income for Sme in Ulak Banding Village, Indralaya

Hidayat

Liliana²,

Bashir³

et al. 2023

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During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt and survive and even become a solution for improving the national economy. Fintech has supported SME to develop their business through collaboration with e-commerce partners. This is very helpful for SME during the Covid-19 pandemic. In increasing the capacity of SME actors towards fintech, it is necessary to provide permanent assistance such as digital training. It is intended that actors have digital skills which are expected to have an impact on their financial capabilities. Ulak Banding Village is one of the villages in South Sumatra, Ogan Ilir Regency where SME in the village still lack information about fintech. The problem of SME in Ulak Banding Village in terms of financing can be overcome with capital assistance from peer to peer (P2P) lending and crowdfunding. As well as to increase revenue using digital payment transfers through digital wallet applications, marketplaces, and social media. The training participants are expected to play an active role in increasing capital and expanding their business and transmitting the knowledge they have acquired to other SME.

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Peran Fintech dalam Meningkatkan Keuangan Inklusif UMKM

Cited by 2 publications

References 0 publications

Analisa Pembiayaan Fintech terhadap Kinerja UMKM pada UMKM di Kota Palembang

Analisa Pembiayaan Fintech terhadap Kinerja UMKM pada UMKM di Kota Palembang

Fintech 4.0 Training to Increase Capital and Business Income for Sme in Ulak Banding Village, Indralaya

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