Peran Kecerdasan Spiritual Dan Gaya Hidup Hedonisme Dalam Manajemen Keuangan Pribadi Mahasiswa Di Kota Bandar Lampung

Ramadhan, Ferdinan; Ali, Ferdian; Sanjaya, Vicky F

doi:10.26460/mmud.v5i2.11640

Cited by 3 publications

(7 citation statements)

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“…Several factors influence online purchases, including alterations in consumer behavior and way of life (Saputro & Handayani, 2016). This research's findings are consistent with those of Ramadhan (2021), who discovered that a hedonistic lifestyle has no substantial effect on the financial management of college students.…”

Section: Resultssupporting

confidence: 89%

“…They can also instruct wealthy individuals on how to improve their own successful money management skills (Sina and Noya, 2012). This research's findings are congruent with those of Ramadhan (2021), who discovered that spiritual intelligence had a substantial and positive effect on students' financial management skills. This demonstrates how the spiritual intelligence of students can assist them in making prudent financial choices as logical creatures.…”

Section: The Impact Of Spiritual Intelligence On Personal Financial M...supporting

confidence: 85%

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The Influence of Hedonism Style, Spiritual Intelligence and Financial Literacy on Student Personal Finance Management (Case study on students of the Faculty of Economics, Indonesian Christian University Toraja)

Palimbong

Agnes

Pali

2022

ICEB

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This research aims to examine the influence of hedonistic style, spiritual intelligence, and financial literacy on students' personal financial management at the Faculty of Economics, Indonesian Christian University, Toraja. This research utilizes quantitative methodologies. There are 1,845 students enrolled in the Faculty of Economics at the Indonesian Christian University Toraja. The Slovin formula was applied to 95 individuals as research samples. Primary data and secondary data are the types of data that are used, and the SPSS version 25 program is used to manage them. Questionnaires utilizing the probability sampling approach, proportionate stratified random sampling, are among the data collecting methods. This research employs instrument test, classical assumption test, multiple linear regression analysis, and hypothesis testing as data analysis approaches. At a significance level of 5%, the results of the study indicated that financial literacy did not have a significant positive influence on the personal financial management of students, whereas the hedonistic style variable had a positive but non-significant effect. Spiritual intelligence has a beneficial and significant impact on the financial management of pupils. Styles of hedonism, spiritual intelligence, and financial literacy all have positive and significant effects on personal financial management, as evidenced by the estimated F value of 32.210, which is more than the F table value of 2.705 and has a significance level of 0.000 less than 0.05.

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Section: Resultssupporting

confidence: 89%

Section: The Impact Of Spiritual Intelligence On Personal Financial M...supporting

confidence: 85%

The Influence of Hedonism Style, Spiritual Intelligence and Financial Literacy on Student Personal Finance Management (Case study on students of the Faculty of Economics, Indonesian Christian University Toraja)

Palimbong

Agnes

Pali

2022

ICEB

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“…Those with high spiritual intelligence, they can awaken their ukhrawi soul to create positive actions and deeds. Ferdinan Ramadan has also conducted quantitative scientific research about the influence of spiritual intelligence and hedonistic lifestyle in student personal financial management in the city of Bandar Lampung concluded that aspects of spiritual intelligence have a positive and significant effect on student financial management, the higher the student's spiritual intelligence, the better as well as financial management (Ramadhan et al, 2021), so that the spiritual intelligence that the Prophet warned about. can be the main solution to get out of the life of rampant capitalist hedonism.…”

Section: Hereafter Oriented Struggle and Spiritual Intelligencementioning

confidence: 99%

Hadith of the Prophet PBUH as a Remedy for Hedonism

Billah

Alwi

Sakka³

2023

hikmatuna

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Because the world is mortal, Islam is a complete religion that is the solution to all problems. Islam regulates the way of human life based on needs and does not splurge, making enjoyment the goal of life. The Prophet warns his people not to be extravagant, greedy, or oblivious to the world. However, the emergence of a lifestyle trend makes enjoyment. Enjoyment of life and endless satisfaction is a disease. Hedonistic behavior causes perpetrators to be excessively consumptive without realizing that if their income sources are limited, the impact of hedonistic actors will be wasteful, irresponsible, and in debt to the worst corruption. This paper addressed the Prophet's hadith as a solution to hedonism. Sahih (valid) hadiths are found by using the takhrj hadith method (validation) and examining its content using the taḥlīli (analytic) method by revealing the ontology, epistemology, and axiology sides. From the way of seeking sustenance and always seeking the lawful in order to benefit human life and avoid hedonistic behavior.

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“…Sedangkan untuk faktor gaya hidup hedonisme, dinyatakan memiliki pengaruh negatif pada manajemen keuangan pribadi, selaras dengan studi Kosyu et al (2014), Nurvitria (2015), dan Ramadhan et al (2021). Hal tersebut diakibatkan karena gaya hidup hedonisme dapat menimbulkan sifat boros yang merupakan salah satu faktor terjadinya impulsive buying.…”

Section: Pendahuluan Latar Belakangunclassified

“…Hal tersebut memiliki arti bahwa dalam melakukan manajemen keuangan pribadi, mahasiswa akan dipengaruhi oleh gaya hidup hedonisme. Maka, mahasiswa yang menganut gaya hidup hedonisme dengan tingkat tinggi akan melakukan manajemen finansialnya dengan buruk (Ramadhan et al, 2021). Kosyu et al (2014) berpendapat bahwa konsumen yang berbelanja dengan gaya hidup hedonisme dan membuat belanja menjadi sebuah gaya hidup akan memicu terjadinya pembelanjaan impulsif.…”

Section: Pengaruh Gaya Hidup Hedonisme Terhadap Manajemen Keuangan Pr...unclassified

Faktor prediktor manajemen keuangan pribadi

Indrawan,

Ida

2023

J. Manaj. Bisnis dan Kewirausahaan

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Students represent the future generation and are a key factor in the success of a nation. They also serve as benchmarks for the progress of education and the economy of a country in the future. Therefore, students must prepare themselves with the knowledge that can help them contribute to the advancement of their nation. One important financial knowledge for students is the ability to manage their finances, as it can prove their financial readiness as hope for the next generation. Hence, students must identify the factors that can influence their financial management. This research intends to recognize the indicators that can shape students’ financial management. To collect data, the researcher distributed questionnaires to students at Maranatha Christian University, with 218 respondents completing the survey. The collected data was then analyzed using the Partial Least Squares-Structural Equation Model (PLS-SEM) conducted with SmartPLS 4. The analyzed data revealed that financial literacy and financial self-efficacy are factors that positively influence personal financial management, a hedonistic lifestyle is a negative factor that has a detrimental effect, while an attitude of love of money does not affect personal financial management. This study implies that students should have control over their finances, deeply study financial knowledge, possess self-confidence in achieving financial goals, and be aware of the importance of money for their long-term objectives. Mahasiswa merupakan generasi penerus bangsa dan menjadi faktor keberhasilan suatu negara. Mahasiswa juga menjadi tolak ukur kemajuan pendidikan dan ekonomi negara di masa depan. Maka, mahasiswa harus mempersiapkan diri mereka dengan ilmu yang dapat membantu mereka dalam memajukan negara. Salah satu ilmu yang penting bagi mahasiswa yaitu ilmu dalam mengelola keuangan pribadi mereka, karena ilmu tersebut merupakan salah satu faktor yang dapat membuktikan kesiapan finansial mahasiswa sebagai harapan bagi generasi mendatang. Jadi, penting bagi mahasiswa untuk mendalami faktor-faktor yang dapat berdampak pada manajemen keuangan pribadinya. Tujuan diadakannya penelitian ini adalah mendapatkan informasi mengenai apa saja faktor yang dapat menjadi pengaruh pada manajemen keuangan pribadi mahasiswa. Untuk mengumpulkan data, peneliti menyebarkan kuesioner kepada mahasiswa Universitas Kristen Maranatha dan mendapatkan 218 responden yang berhasil mengisi data sampai akhir. Dengan terkumpulnya data yang dibutuhkan, peneliti kemudian menganalisisnya dengan Partial Least Squares–Structural Equation Model (PLS–SEM) yang diolah menggunakan SmartPLS 4. Hasil dari pengolahan data tersebut ditemukan bahwa faktor literasi keuangan dan financial self-efficacy menjadi faktor-faktor yang dapat memberikan pengaruh pada manajemen keuangan pribadi secara positif, dan gaya hidup hedonisme merupakan faktor negatif yang dapat memengaruhi secara buruk, sedangkan sikap love of money tidak berpengaruh terhadap manajemen keuangan pribadi. Implikasi hasil studi ini yaitu mahasiswa harus memiliki kontrol terhadap uang, belajar ilmu-ilmu finansial secara mendalam, memiliki keyakinan diri yang tinggi dalam mencapai tujuan-tujuan finansial, dan harus sadar akan pentingnya uang untuk tujuan jangka panjangnya.

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Peran Kecerdasan Spiritual Dan Gaya Hidup Hedonisme Dalam Manajemen Keuangan Pribadi Mahasiswa Di Kota Bandar Lampung

Cited by 3 publications

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The Influence of Hedonism Style, Spiritual Intelligence and Financial Literacy on Student Personal Finance Management (Case study on students of the Faculty of Economics, Indonesian Christian University Toraja)

The Influence of Hedonism Style, Spiritual Intelligence and Financial Literacy on Student Personal Finance Management (Case study on students of the Faculty of Economics, Indonesian Christian University Toraja)

Hadith of the Prophet PBUH as a Remedy for Hedonism

Faktor prediktor manajemen keuangan pribadi

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