Performance Evaluation of the Intermediary Channels of Life Insurance Industry in India

Bawa, Sumninder Kaur; Chattha, Samiya

doi:10.17015/ejbe.2016.017.04

Cited by 13 publications

(12 citation statements)

References 6 publications

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“…This claim confirms the findings of this study that risk-based capital has no statistically significant impact on a company's financial success. The findings of this study are in line with the investigation made by Bawa & Chattha (2013) and Mwangi & Murigu (2015). This study identifies dependencies of the event on company and country characteristics, which need to be considered by regulating agencies (Biagini et al, 2020).…”

Section: Figure 2 Normality Test Resultssupporting

confidence: 85%

Financial Performance Of Sharia Life Insurance Companies In Indonesia

Pratiwi,

Nofiyasari

2023

J. of Mgmt. & Bus. Insight

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Purpose-The objective of this study is to analyze the financial standing of Indonesian Sharia life insurance firms, which will be assessed in terms of profit and influenced by premium income, investment return, and risk-based capital. Sharia insurance aims to help each other by setting aside funds in accounts for the purpose of helping each other in case of an accident. Indonesia has a majority Muslim population, making Sharia insurance easy to develop. The development of Sharia insurance is expected to be in line with its financial performance. Design/Methodology/Approach-This research used a quantitative approach and secondary data. The sample used was Sharia life insurance companies registered with the Association of Sharia Insurance Indonesia (AASI) during the period 2016-2021, with a total of 8 companies collected through purposive sampling. Hypothesis testing in this study used panel data regression analysis. Findings-The findings of this study demonstrated that premium income and risk-based capital had little bearing on the profitability of Indonesian Sharia life insurance firms. In the meanwhile, Indonesian Sharia life insurance companies' profits are impacted by investment return. The results of this study contribute to customers and companies to pay attention to financial performance and risk management. Research Limitations/Implications-This study has limitations due to a small sample size. It may prevent the findings from being extrapolated. Originality/Value-The investment capability of Sharia life insurance companies in Indonesia has shown good performance, which can generate profits. However, the signaling information from the premium decision-making capability and risk-based capital still does not meet the standard and needs to be improved.

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Section: Figure 2 Normality Test Resultssupporting

confidence: 85%

Financial Performance Of Sharia Life Insurance Companies In Indonesia

Pratiwi,

Nofiyasari

2023

J. of Mgmt. & Bus. Insight

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“…Many studies have been conducted to determine the influence of solvency on the profitability of insurance enterprises. Bawa and Chattha (2013) find a non-significant nexus among solvency and performance. Numerous empirical studies have found a negative linkage amongst leverage and the profitability of insurance enterprises like Malik (2011) who elaborates a study on the Pakistani insurance enterprises.…”

Section: Microeconomic Determinantsmentioning

confidence: 86%

The Importance of Internal and External Factors in Defining the Profitability of UK Insurance Companies

Saleh¹,

Derbali²

2020

ijfirm

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To do so, we use a sample composed of 20 insurance enterprises during the period from 2000 to 2018. We employ the panel data estimation to capture the impact of internal and external factors on the performance of UK insurance enterprises. We use two measures of performance such as, ROA and ROE. Findings: Our results show that the size of firm, liquidity, GDP, CPI and WTI have a positive and significant effect on the performance of UK insurance enterprises. But, we find that leverage, asset turnover and interest rate present negative and considerable impact on the profitability of UK insurance enterprises. Practical Implications: The findings of our paper can be considered as a beneficial for insurance enterprises, directors, representatives, and shareholders in making decision and improving the profitability of their organizations. Originality/value: The significant extension of our study is the using of a panel data to examine the effect of internal and external factors on the performance of UK insurance enterprises by employing two measures of performance such as ROA and ROE.

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“…Commission significantly impacts the FP of the insurers and commission is a vital factor that determines the market share of the insurer (Mulchandani et al, 2017). A direct relationship exists between equity capital and the FP of the insurers (Kaur Bawa and Chattha, 2013). Public insurance companies should focus on capital adequacy and reinsurance (Vijay, 2019).…”

Section: Review Of the Existing Research Workmentioning

confidence: 99%

Determinants of Financial Performance – A Comparative Analysis of Public Sector Non-Life Insurers in India

Muthulakshmi¹,

Muthumoni²

2023

SDMIMD

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A well-developed and functioning insurance sector is a pre-requisite for an inclusive economy and growth of any country. The insurance sector has been growing steadily and gradually in India. Insurance is an essential financial service because it provides financial security to individuals and business persons. The efficiency of the insurance companies is measured by the techniques such as financial performance, technical, purely technical and scale efficiencies. This research work aims at analyzing the financial performance of public sector nonlife Indian insurance companies and the determinants of such performance. Commission, claims incurred, investment income, the net premium earned, management soundness and operating expenses are considered determinants of the financial performance of non-life insurance companies. Data are collected from the financial year 2009-10 to the financial year 2021-22 to determine financial performance. Data were checked for their normality and stationarity using EViews statistical software. Research results convey that New India Insurance Company Limited performs better in financial performance followed by United India Insurance Company Limited. Common determinants of net profit after tax of public sector non-life insurance companies are claims incurred and net premium earned.

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Performance Evaluation of the Intermediary Channels of Life Insurance Industry in India

Abstract: The present study aims to canvass the performance of intermediary channels in

Cited by 13 publications

References 6 publications

Financial Performance Of Sharia Life Insurance Companies In Indonesia

Financial Performance Of Sharia Life Insurance Companies In Indonesia

The Importance of Internal and External Factors in Defining the Profitability of UK Insurance Companies

Determinants of Financial Performance – A Comparative Analysis of Public Sector Non-Life Insurers in India

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