Perlindungan Hak Pengguna Layanan Pinjaman Online dalam Perspektif Hak Asasi Manusia

Pardosi, Rodes Ober Adi Guna; Primawardani, Yuliana

doi:10.30641/ham.2020.11.353-368

Cited by 13 publications

(13 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Selain itu pinjaman online ilegal juga memunculkan berbagai masalah bagi pengguna layanan pinjaman utangan ilegal. Data YLKI, permasalahan paling tinggi dalam kasus pinjaman online ilegal adalah cara penagihan dengan persentase sebesar 39,5%, kemudian pengalihan kontak 14,5%, permohonan reschedule sebesar 14,5%, suku bunga sebesar 13,5%, dan administrasi serta penagihan pihak ketiga sebesar 11,4% (Pardosi & Primawardani, 2020).…”

Section: Tabel 1 Jumlah Pengaduan Pinjaman Online Ilegalunclassified

Analisis Penggunaan dan Dampak Layanan Utang Online Ilegal oleh Masyarakat di Surakarta

Nurhaliza

Rahman²,

Purwanto³

2022

Mukadimah

View full text Add to dashboard Cite

Globalization has provided an impact on the development of increasingly advanced technology, one of which is in the field of finance with the emergence of financial technology. There are four types of technology financial services, one of which is currently developing in Indonesia is online debt services. This study discusses the use and impact of illegal online debt services by the public. This research uses descriptive qualitative research methods with a case study approach. The data were collected by conducting interviews with six selected informants using side purposive techniques. The results showed that the reason for using online debt services to pay for children's schooling, business capital, meet daily living needs, and pay previous debts. The driving factors are easy terms, fast processes, no collateral, and difficulty obtaining debt in other formal financial institutions. The impact is mainly intimidative collection and misuse of personal data to collect debts accompanied by threats that interfere with the economic, social and psychological comfort of illegal online debt borrowers.

show abstract

Section: Tabel 1 Jumlah Pengaduan Pinjaman Online Ilegalunclassified

Analisis Penggunaan dan Dampak Layanan Utang Online Ilegal oleh Masyarakat di Surakarta

Nurhaliza

Rahman²,

Purwanto³

2022

Mukadimah

View full text Add to dashboard Cite

show abstract

“…Meanwhile, national authorities must provide the legal basis for this rapidly developing market, not tomorrow, but yesterday (Rupeika-Apoga & Eleftherios, 2020). Currently, the rules governing online loans are regulated in the Financial Services Authority Regulation Number 77 / POJK.01 / 2016, has not fully provided legal protection to users of online loan services (Pardosi & Primawardani, 2020). Therefore, many obstacles, including issues in law enforcement, are still faced in regulating online loan traffic.…”

Section: Fintech Is a Challenge For Digital Law In Indonesiamentioning

confidence: 99%

Financial technology: digital legal challenges and Indonesia's economic prospects after Covid-19 outbreak

Muslih

Supeno²

2022

LJIH

View full text Add to dashboard Cite

Online loans are one of the financing business models organized using applications on the internet, the online loan business is currently developing so fast because it offers loans that can reach a sufficiently large amount with easy terms, procedures, and transaction processes, all intended to improve people's economic conditions. However, its implementation still sparks many legal problems and presents challenges for digital law in Indonesia. This study aims to study the challenges faced by Indonesian digital law due to the growth of the online loan business and to explore how the prospects of the online loan (fintech) business in improving the economic conditions of the Indonesian people. This research used empirical juridical methods, a case, and a statutory approach. The results showed that the challenges faced by Indonesian law in anticipating the growth of online businesses tainted by various legal cases require a more comprehensive rule of law in the form of legislation, thereby supporting the growth of prospects of the online loan business in an effort to improve the economy of the people of the state.

show abstract

“…However, the reality of Indonesia's data security is inversely proportional to the applicable ius constitutum . (Pardosi & Primawardani, 2020) information is a very decisive medium for the economic development of a country, both developing and developed countries. Information about individuals is always managed by the government and the private sector.…”

Section: A Legal Protection Against Personal Data In Online Loan Tran...mentioning

confidence: 99%

Legal Protection Against Personal Data In Online Loan Transactions

Widi

Qahar

Aswari

2021

GRLSPR

View full text Add to dashboard Cite

This study aims to determine the legal protection of personal data in online transactions and determine the legal consequences of individual data violations committed by online business entities. This study indicates that legal protection for personal data in online loan transactions is carried out through preventive measures, namely preventing disputes or legal problems. And through repressive measures, namely resolving disputes to the authorities carried out by both parties. The legal consequences carried out by online loan business entities are causing material losses and also material losses by demanding compensation. This research recommendation requires a regulation regarding the protection of personal data in a special regulation that contains a comprehensive and comprehensive and the need to establish a clear and definite legal protection institution. So as not to cause harm to either party.

show abstract

Perlindungan Hak Pengguna Layanan Pinjaman Online dalam Perspektif Hak Asasi Manusia

Cited by 13 publications

References 0 publications

Analisis Penggunaan dan Dampak Layanan Utang Online Ilegal oleh Masyarakat di Surakarta

Analisis Penggunaan dan Dampak Layanan Utang Online Ilegal oleh Masyarakat di Surakarta

Financial technology: digital legal challenges and Indonesia's economic prospects after Covid-19 outbreak

Legal Protection Against Personal Data In Online Loan Transactions

Contact Info

Product

Resources

About