Persepsi Pelaku Umkm Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah

Abstract


 This study aims to determine and explain the perceptions of batik SMEs in the area of ​​wiradesa that are carried out in an effort to advance technology in this case is Islamic financial technology and explain how interested batik SMEs in the Wiradesa area are in conducting Islamic financing or peer to peer lending in sharia in Islamic financial technology. This research is a field research with a qualitative approach. To get valid data, the authors use data collection methods, namely interviews, documentation, and observation. There are two data sources in this study, namely primary data sources and secondary data sources. The results of this study stated that the perception of batik SMEs in the Wiradesa Region did not yet know or were unfamiliar with sharia financial technology and had an interest in participating in sharia financing in sharia financial technology on the grounds that sharia financing used sharia principles in the contract which made the SMEs of Batik feel not too anxious in running his business. And the SMEs of Batik in the Wiradesa Region also hope to hold a socialization about the use of services from Islamic financial technology providers to be able to understand the use of technology easily.

Riba in The Perspective of Sharia Bank Customers: A Systematic Literature Review

“…Identification of illat is used as a method of legal basis to expand the scope of prohibited aspects in the hadith so that it is possible to include other commodities that have characteristics such as the commodities listed in the hadith. This method of taking this type of law is known as qiyas (analogy) (Hidayatullah et al, 2021).…”