New photometric observations of NSVS 01286630 were performed and two sets of four-color (B, V , R c , I c ) light curves (LCs) were obtained. Using the 2013 version of the Wilson-Devinney (W − D) code, we analyzed these data. The photometric solutions reveal that NSVS 01286630 is an active detached eclipsing binary (EB) with a high orbit inclination(nearly 90 • ). Remarkably, the temperature of the primary component (the hotter star) is higher than the secondary one, but, the value of mass ratio q( M2 M1 ) for NSVS 0128663 is more than 1, which can be explained that the surface of the secondary component of NSVS 01286630is covered with big cool-star-spots. Based on our new CCD mid-eclipse times and the data published until now, the variations of the mid-eclipse times were reanalyzed in detail using a weighted least-squares method. It is discovered that the (O − C) diagram of the system shows a cyclic oscillation with a period of 3.61 yr and an amplitude of 0.001 days. The cyclic variation may be caused by the light travel time effect (LTTE) due to the presence of a third companion, whose mass we calculated is M 3 sin(i 3 )=0.11 M ⊙ . The third body may affect the orbital evolution of the central binary system by transferring the angular momentum.