“…;a úg fndfyda mdi,a <uhs ka úúO wmrdO yd wmpdr l% s hdj,g l= uk fyda uÜguls ka fhduq ùug bv we;s njhs ' th m% ;s Y;hla f,ig 100] ls ' tA wkq j fuys § ls is ÿ o;a ; odhlfhl= <uhs ka wmrdO yd wmpdr j,g fhduq ùug bv ke;s njg fyda ls is fia ;a u fhduq fkdjk njg m% ;s pdrhla ola jd fkdue;' tneúka mdi,a Ys IH Ys IHdjka g wmrdO kS ;s fha oekq u ,nd §fï wjYH;dj úuiS fï § iuia ;hla f,ig tys iq ÿiq Ndjhg mla Ij mj;s k u;hka ork ms ßfia m% ;s Y;h 98] ls ' tkï nyq ;r u;h thhs ' mdi,a <uhs ka g wmrdO kS ;s fha ffk;s l idla Ir;dj ,nd §ug úmla I jk u; orka kka 1] la ;rï jQ iq ¿ ms ßils ' tA wkq j wjika jYfhka meyeÈ,s l<yels jka fka mdi,a la fIa ;% fha ks hq ;= .= rejreka g wkq j <uhs ka nyq ;rhla úúO wjia :djka j, § wmrdO fyda wmpdr i|yd fhduq ùug bv we;s nj;a tneúka <ud mrmq r fj; mdi,a wjêfha § wmrdO kS ;s h ms <s n| oekq u yd wjfnda Oh ,nd §u ùu iq ÿiq jk nj;a h' wmrdO kS ;s h ms <s n| oekq u ,nd §u i|yd mdi,a wjêh iq ÿiq nj by; o;a ; úYa f,a IKh ;= <s ka meyeÈ,s fõ' tA wkq j fuu b.eka ùï lghq ;a ; i|yd mdi,a wjêfha lks Ia G oa ú;S hs l mdi,a wjêh fhdod.ekS u m% dfhda .s l jk njg 40] l o;a ; odhl ms ßila ola jd we;' tfia u th -m% dfhda .s l fõ˜ hk u;h ork 25] l ms ßila o" -;rula m% dfhda .s l fõ˜ hk u;h ork 35] l ms ßila o fõ' tneúka 100] la jQ o;a ; odhl ms ßfia a u;h jka fka wmrdO kS ;s fha oekq u mdi,a wOHdmkhg tl;= ls Ífï § lks Ia G oa ú;S hs l Ys IH wjêh iq ÿiq jk njhs ' rEmigyk 2. ffk;s l idla Ir;dj ,nd §fï § mdi,a is iq is iq úhka yg ,ndÿka m% uq L;d ms <s fj, úis ka is ÿl< m¾fha IKhg ;j ÿrg;a os .= jla fjñka fuu m¾fha IKfhka <ud úfha § ixj¾Okh lr.ekS ug n,dfmdfrd;a ;= jk <ud fm!reIuh ,la IK j¾Okh lr .egq ï j,s ka ñ § ks oyia iduldó iudchl Ôj;a ùfï wjYH;dj we;s m% cdjla ìys ls Íug ffk;s l idla Ir;dj jeo. ;a jk nj o fuys § meyeÈ,s úh' o;a ; odhlhka nyq ;rhlg m% udKj;a ffk;s l idla Ir;djla fkdjQ fyhs ka Tjq ka yg ta ms <s n|j bf.kS fï wjYH;djla o we;a f;a h' Kim Economides (2015) úis ka ;yjq re l< mßos u fuu m¾fha IKfhka o ;yjq re jka fka mq oa .,hd ;= < ukd jQ ffk;s l idla Ir;djla fkd mej;S u ks id wmrdO l% s hdj,g fhduq ùug yels hdjla we;s nj;a wmrdOhl úka È;hl= ùu fyda ;u whs ;s jdis lï Èkd .ekS ug fhduq fkd ùug;a fya ;= jla jk njhs ' tneúka ,dxfla h m% cdj yg wmrdO kS ;s fha oekq u ,ndÈh hq ;= nj ks .ukh fõ' Amit K. Kashyap (2016) úis ka is ÿl< m¾fha IKhg os .= jla f.kfok fuu m¾fha IKh uÕs ka j;a uka › ,xldfõ úêu;a kS ;s wOHdmkh yeoEÍug yels hdj we;a f;a iS ñ; ms ßilg…”