Przegląd teorii finansów gospodarstw domowych w kontekście współczesnych uwarunkowań polityki publiczne

Kawiński, Marcin

doi:10.33119/kszpp.2015.1.1

Cited by 3 publications

(2 citation statements)

References 22 publications

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“…In the scientific literature, personal finance can also be found, which is often associated as a synonym for household finance (Xiao, 2020). In the economic context, interest includes, among other things, building models based on household consumption and saving behavior (Beshears, Choi, Laibson, and Madrian, 2018), and examining not only the cumulative values of consumption and savings, which undoubtedly shape the country's or region's economy (Kawiński, 2015), but also investment issues and house prices (Agarwal, Qian, and Tan, 2020).…”

Section: Essence Of Householdsmentioning

confidence: 99%

Impact of COVID-19 on Household’s Financial Situation in Poland

Paździor¹,

Majek²

2021

ERSJ

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Purpose:The main purpose of the article was to assess the impact of the COVID-19 pandemic on the financial situation of households in Poland. This goal was supplemented with the main hypothesis, auxiliary hypotheses and research questions. Design/Methodology/Approach: The research was conducted in February 2021 by means of an questionnaire survey on a group of 1000 randomly selected Polish residents. The questionnaire was developed in the form of 19 record and substantive single or multiple choice questions. Another method that was used for the research was the review and analysis of bibliographic resources. Findings: The empirical results show that due to the COVID-19 pandemic, the financial situation of households in Poland has slightly deteriorated. Nearly 2/3 of the respondents were negatively affected by the financial effects of the pandemic to a small or medium degree. In 1/4 of the respondents, there was a marked reduction in income related to the pandemic crisis. It is worth noting the change in Poles' attitude to saving. The unpredictability of the pandemic crisis resulted in a significant reduction in purchasing expenses in more than half of the respondents, and nearly three quarters of them began to carefully plan their expenses. Two-thirds of respondents believe that one of the ways to protect themselves against another crisis caused by a pandemic, or another genesis of a phenomenon, is to save money. Practical Implications: With the pandemic, the approach of Polish households to collecting savings and spending money has changed. This informs potential entities and institutions offering their goods that they should remodel their offers and adapt them to the prevailing conditions on the Polish market. Originality/Value: Unique, authorial survey conducted on a representative research sample, dealing with current issues, concerning not only Poland, but also the entire world. The effects of the COVID-19 pandemic are described and the impact of respondent characteristics on the financial extent impact of the economic downturn is analyzed.

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Section: Essence Of Householdsmentioning

confidence: 99%

Impact of COVID-19 on Household’s Financial Situation in Poland

Paździor¹,

Majek²

2021

ERSJ

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“…Scientists and practitioners highlights, however, the importance of household finance and financial planning (e.g. Kawiński, 2015). They state that decisions taken by a person or a household may refer to a shorter or longer time horizon.…”

Section: Literature Reviewmentioning

confidence: 99%

Rates of Return on Open-End Debt Investment Funds and Bank Deposits in Poland in the Years 1995–2015 – A Comparative Analysis

Dittmann

2016

Folia Oeconomica Stetinensia

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This paper presents the results of a comparison of the rates of return on specific open-end debt investment funds in Poland with the rates of return on bank deposits, in light of different time horizons. A comparative analysis was conducted based on the quartiles of the empirical distributions of the rates of return on selected funds and bank deposits. The empirical distributions were obtained using a moving window of observation. The results were largely influenced by very high interest rates on bank deposits in Poland in the years 1995–2001 (in the case of the oldest funds), and by the boom in the bond market in the years 2011–2012 (for the youngest funds). The investment horizon turned out to be significant. The best and worst funds were identified.

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Living in sprawling areas: a cost–benefit analysis in Poland

Lityński

2022

J Hous and the Built Environ

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Suburbanization still remains the key urbanization process in the world. Urban sprawl, as a specific manifestation of suburban morphology, belongs to the urban phenomena that is very often studied but still remains ambivalent. The ambivalence of the assessment results from the problems of weighing costs and benefits generated by sprawl. At the same time, there is a gap in international research on the costs and benefits of urban sprawl for households. Therefore, the aim of this article is to analyze and evaluate the household budgets in Poland in terms of potential costs and benefits of living in an urban sprawl area. The research hypothesis that households causing urban sprawl achieve net budgetary benefits was also adopted. In order to achieve the aim and verify the hypothesis, the data on the budgets of Polish households purchased from the Polish Central Statistical Office was used, and a questionnaire survey was carried out to determine the conclusions. The research hypothesis was not confirmed. The analysis and evaluation of many income and expenditure items of household budgets indicate that net costs in a significant group of budget items is high, while net benefits are relatively low. Households relocating to the sprawl zone, striving to meet their own needs, do not fully take into account all operating expenditures and ultimately incur net costs.

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Przegląd teorii finansów gospodarstw domowych w kontekście współczesnych uwarunkowań polityki publiczne

Cited by 3 publications

References 22 publications

Impact of COVID-19 on Household’s Financial Situation in Poland

Impact of COVID-19 on Household’s Financial Situation in Poland

Rates of Return on Open-End Debt Investment Funds and Bank Deposits in Poland in the Years 1995–2015 – A Comparative Analysis

Living in sprawling areas: a cost–benefit analysis in Poland

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