Recent Legislative and Judicial Trends in Consumer Credit in Canada

Ziegel, Jacob S.

doi:10.29173/alr1892

Cited by 2 publications

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“…The expanding economy of the postwar years, with its associated explosive growth of consumption, stimulated the rapid development of Canada's consumer credit industry. In 1967, the outstanding balance on consumer credit totaled more than $8,324 million, having jumped from $835 million in 1948 (Ziegel ). The most significant credit problems related to the disclosure issue, the unwillingness of credit institutions to volunteer full information about financial charges and to the plight of the overcommitted debtor.…”

Section: Contributions Of the Cac To The Development Of Consumer Protmentioning

confidence: 99%

Consumer Protection in Postwar Canada: Role and Contributions of the Consumers' Association of Canada to the Public Policy Process

Sadovnikova¹,

Mikhailitchenko²,

Shapiro³

2014

Journal of Consumer Affairs

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This article traces the contribution of the Consumers' Association of Canada (CAC) to the advancement of Canadian consumer protection legislation in the decades after World War II. The theory of the consumerism life cycle shows that the CAC as the spearhead of grassroots consumer activism in Canada was able to address effectively consumer concerns at both the administrative and policymaking levels of government. Analysis of the rise and fall of consumerism in post–WWII Canada from the perspective of the consumerism life cycle also might well have implications for the further development of that theory.

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Section: Contributions Of the Cac To The Development Of Consumer Protmentioning

confidence: 99%

Consumer Protection in Postwar Canada: Role and Contributions of the Consumers' Association of Canada to the Public Policy Process

Sadovnikova¹,

Mikhailitchenko²,

Shapiro³

2014

Journal of Consumer Affairs

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Prevalence of High-Cost Loans among the Debts of Canadian Insolvency Filers

Schwartz

Ben-Ishai

2023

Canadian Public Policy

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Les prêts à cout élevé, y compris les prêts à tempérament à taux élevé ainsi que les petits prêts sur salaire à cout élevé, sont courants au Canada et, comme nous le montrons, le sont encore plus aujourd’hui qu’ils ne l’étaient autrefois. Les sociétés prêteuses sont des entreprises privées et ne sont pas tenues de rendre compte du volume de leurs prêts ni des caractéristiques de leurs emprunteur·ses. Cependant, les données associées aux déclarations de faillite permettent d’estimer le nombre de prêts à cout élevé figurant dans les dettes des personnes qui déclarent une faillite personnelle, ainsi que l’évolution de ce nombre entre 2011 et 2019. Nous constatons que ce nombre a triplé, grosso modo, même si le nombre de faillites est demeuré à peu près constant. Nous examinons par ailleurs la situation au Québec, seule province à ne pas avoir de loi visant spécifiquement les sociétés de prêt sur salaire.

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Recent Legislative and Judicial Trends in Consumer Credit in Canada

Cited by 2 publications

References 0 publications

Consumer Protection in Postwar Canada: Role and Contributions of the Consumers' Association of Canada to the Public Policy Process

Consumer Protection in Postwar Canada: Role and Contributions of the Consumers' Association of Canada to the Public Policy Process

Prevalence of High-Cost Loans among the Debts of Canadian Insolvency Filers

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