RETRACTED: Research on current status and cultivation approaches of college students’ financial literacy in China under the campus loan perspective

Abstract

This paper first reviews the development history of campus loans in China and the scale of Internet finance consumption, then conducts a survey of the status of college students’ financial literacy by using universities and colleges in Hunan as an empirical study. Basing on the survey results, we can find the general lack of financial literacy among college students. Finally, it expounds the cultivation path of college students’ financial literacy from three aspects in China, namely, establishing financial information security awareness, cultivating financial risk prevention awareness and improving financial discrimination ability, so as to control campus loan risks.

RETRACTED: Research on current status and cultivation approaches of college students’ financial literacy in China under the campus loan perspective

“…Therefore, college students can not only have strictly selfdiscipline themselves, putting an end to the peer comparison psychology and vanity mentality, but also clarify their core financial needs, improve the professional discrimination behavior of financial products and persuade marketing activities, using relevant financial knowledge and theory to conduct independent thinking and rational consumption, so as to regulate their financial behavior. 13…”

Construction of a Questionnaire System for College Students’ Consumption Views Based on Discrete Regression Algorithm in the Context of Ideological and Political Education

“…Therefore, a method to cultivate college students' healthy consumption outlook is proposed. The ways to establish college students' healthy consumption outlook are to improve the awareness of financial information security, cultivate the awareness of financial precaution, and enhance the ability to discernment [14]. Islam, M. et al investigated the luxury goods purchasing behaviors and purchasing willingness of college students in South Korea, and a conceptual model was proposed with 153 college students in 3 cities in South Korea as the research object.…”

“…Dongmin Su and Yangfan Li. Applied Mathematics and Nonlinear Sciences, 9(1) (2024)[1][2][3][4][5][6][7][8][9][10][11][12][13][14][15][16][17][18] …”

How Does Personality Trait Affect Online Financial Service Use of College Students in China?

“…The objective and subjective financial literacy of Chinese youngsters have direct negative effects on risky credit behavior such as risky paying or risky borrowing, besides, both of them can indirectly influence risky credit behavior through financial self-efficacy (Liu and Zhang, 2021). The cultivation path of college financial literacy involves three aspects, namely, establishing financial information security awareness, cultivating financial risk prevention awareness, and improving financial discrimination ability (Yida et al, 2021). Moreover, personality trait is considered to be related to the accumulation of debt and college students' financial future.…”