“…Being a woman is not a disadvantage when obtaining bank loans, as both men and women receive equal treatment (Iakovleva et al, 2013; Lituchy & Reavley, 2004). But other studies have indicated that women entrepreneurs face many challenges, including gender discrimination, work-family conflicts, financial constraints, lack of infrastructural support, unfavourable business and political environments, lack of training, and limitations due to their personality (Cho et al, 2019; Kemppainen, 2019; Nählinder, 2010).…”