2020
DOI: 10.18502/kss.v4i6.6639
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Saving Behavior Determinants in Malaysia: An Empirical Investigation

Abstract: This study investigates the determinants of saving behavior among government servants. The study focused on financial knowledge, financial self-efficacy, financial attitude and financial management practice in relation of saving behavior. The respondents were government servants in Kuala Lumpur, Malaysia. Convenience sampling was used for this study. 150 questionnaires were distributed to 150 respondents to answer the questionnaires. The questionnaire was designed in two sections, one consisting of demographic… Show more

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Cited by 10 publications
(21 citation statements)
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“…Saving behavior, atau perilaku menabung, adalah aktivitas yang berkaitan erat dengan bagaimana individu mengelola, menggunakan, dan memperlakukan sumber daya keuangan yang dimiliki untuk ditabung (Mardiana & Rochmawati, 2020). Menurut penelitian Ismail et al (2020) faktor-faktor yang dapat mempengaruhi saving behavior adalah financial knowledge, financial attitude, financial self efficacy.…”
Section: Pendahuluan Latar Belakangunclassified
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“…Saving behavior, atau perilaku menabung, adalah aktivitas yang berkaitan erat dengan bagaimana individu mengelola, menggunakan, dan memperlakukan sumber daya keuangan yang dimiliki untuk ditabung (Mardiana & Rochmawati, 2020). Menurut penelitian Ismail et al (2020) faktor-faktor yang dapat mempengaruhi saving behavior adalah financial knowledge, financial attitude, financial self efficacy.…”
Section: Pendahuluan Latar Belakangunclassified
“…Faktor-faktor diatas berkaitan dengan perilaku keuangan seseorang, khususnya perilaku dalam menabung. Ismail et al (2020) dalam penelitiannya menemukan bahwa financial knowledge memiliki hubungan dan pengaruh signifikan terhadap saving behavior. Penelitian yang dilakukan Mardiana & Rochmawati (2020) melaporkan bahwa financial attitude berpengaruh signifikan terhadap saving behavior.…”
Section: Pendahuluan Latar Belakangunclassified
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“…Financial Behaviour is not unrelated to several aspects that influence it, such as financial attitude, financial knowledge, and financial self-efficacy, although the interactions between these variables are still inconsistent (Asaff, Suryati, & Rahmayani, 2019;Çoşkun & Dalziel, 2020;Faktor et al, 2020;Ismail et al, 2017Ismail et al, , 2020Kirbis, Vehovec, & Galic, 2016;Zamri, Bakar, & Bakar, 2020). Srivastava, Sharma, & Srivastava (2019) find that the human brain influences financial behavior, especially when making financial decisions.…”
Section: Introductionmentioning
confidence: 99%