There has been an increasing demand for e-learning technologies and especially for digital watermarking. Using the digital watermarking technology in e-learning is increasingly becoming an important part of the strategy for trusting on-line materials and activities, especially the on-line certificate both easy and cheaply in flexible e-learning way. This paper sets out to develop and create a novel approach to digital watermarking for e-learning certificate that can increase the trustworthiness of e-learning systems in institutions all over the world. This approach will enable these institutions to create an on-line certificate and to add a watermark that can be trusted by other institutions. The most important driving force is concern over protecting copyright, such as for video, audio and other works now available in digital form; it might be that the ease with which perfect copies can be made will lead to large-scale illegal copying, which will in turn undermine the creation of new books, films, pictures etc. the main aims of this paper is to introduce high-quality protected on-line certificates using two kinds of digital watermarking (visible digital watermarking and invisible digital watermarking) in e-learning systems. In addition, this study aims to enable institutions to offer e-learning certificate and to embed digital watermarking systematically.