“…Sample public organisations include universities, district and municipal assemblies, national/regional/district health insurance authorities, and hospitals, etc., while examples of public organisations include commercial banks, supermarkets, private hospitals, etc. The age and marital status distribution of respondents are typical of Ghanaian university students ( Azila-Gbettor et al., 2020 , 2022 , 2021 ; Mensah and Azila-Gbettor, 2018 ; Mensah et al., 2021 ).…”