Shared Equity Homeownership in the United States: A Literature Review

Ehlenz, Meagan M.; Taylor, C. Brian

doi:10.1177/0885412218795142

Cited by 15 publications

(6 citation statements)

References 33 publications

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“…Finally, while we understand property rights exist within our modern society, striving for a mindset of non-possession is fundamental to our applied research and practice. This aligns with third sector ownership models, including shared equity homeownership, that explicitly distinguish human-initiated production on land (e.g., houses, industries) from the land itself, which is not the product of human innovation and, thus, predates any ownership (Ehlenz and Taylor 2019). No one thing is truly the property of anyonewe belong, like everything, to the earth.…”

Section: Shared Resourcessupporting

confidence: 53%

Cultivating Community Wellbeing: Guiding Principles for Research and Practice

Cloutier

Ehlenz

Afinowich

2019

Int. Journal of Com. WB

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Studies of community wellbeing have identified numerous contributing social, economic, environmental, and cultural factors. Yet despite this diversity of dimensions, in practice many community wellbeing interventions focus on providing material resources, infrastructure, and amenities. In this perspective article, we offer an alternative approach to community wellbeing practice, drawing on several years of applied community development research and practice, formulated as principles of purpose, place, and relation. Together, these principles foster greater connectivity and resilience, support the creation of safe, dignified, and collective places and spaces, and encourage reciprocal and empathetic relations amongst people and across generations. Research and practice using these principles emphasizes being and interacting in community. Our approach is rooted in the perspective that community wellbeing could benefit not only from improved resources and infrastructure, but also from processes that promote humans willing to build and connect with community.

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Section: Shared Resourcessupporting

confidence: 53%

Cultivating Community Wellbeing: Guiding Principles for Research and Practice

Cloutier

Ehlenz

Afinowich

2019

Int. Journal of Com. WB

Self Cite

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“…However, although at relatively small scales, privately sponsored SE schemes exist in some of the comparator countries, just as in Australia-and one such instance is mentioned at the end of this section (see Box 6). Other SE-type structures that have significance in some other countries include community land trusts, particularly as represented in the USA (Ehlenz and Taylor 2019;Martin, Esfahani et al 2020). The equity contribution is provided at no cost to the FHB for the first five years; after that, a fee is charged on the balance of the equity loan at 1.75 per cent per annum, rising by 2 per cent plus CPI in subsequent years.…”

Section: Demand-side Assistance For Fhbs In Comparator Countriesmentioning

confidence: 99%

Assisting first home buyers: an international policy review

Pawson¹,

Martin²,

Lawson³

et al. 2022

AHURI Final Report

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Related reports and documentsInquiry into financing first home ownership: opportunities and challenges https://www.ahuri.edu.au/research-in-progress/Inquiry-intofinancing-first-home-ownership-opportunities-and-challenges AHURI AHURI is a national independent research network with an expert not-for-profit research management company, AHURI Limited, at its centre. AHURI's mission is to deliver high quality research that influences policy development and practice change to improve the housing and urban environments of all Australians.Using high quality, independent evidence and through active, managed engagement, AHURI works to inform the policies and practices of governments and the housing and urban development industries, and stimulate debate in the broader Australian community. AHURI undertakes evidence-based policy development on a range of priority policy topics that are of interest to our audience groups, including housing and labour markets, urban growth and renewal, planning and infrastructure development, housing supply and affordability, homelessness, economic productivity, and social cohesion and wellbeing. AHURI Limited also gratefully acknowledges the contributions, both financial and in-kind, of its university research partners who have helped make the completion of this material possible.The authors are grateful to Saul Eslake for providing the historic data on first homeowner grants used in Section 6. Thanks are also due to UNSW and University of Sydney colleagues, Honorary Professor Vivienne Milligan, Dr Rebecca Edwards and Dr Kadir Atalay for their contributions to the report. We are also grateful to CoreLogic for kindly providing access to original statistics informing graphs in Chapter 2.The team is also indebted to the many academic, professional and government colleagues in Australia and in our seven comparator countries whose expertise informed our work, but especially to our country expert academics:

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“…CLTs first emerged in rural areas of the United States during the 1960s, prioritizing affordable housing and other activities such as farming, food cooperatives, and entrepreneurial employment opportunities (Ehlenz & Taylor, 2019). The first CLT was created in Georgia in 1969 by organizers connected to the Student Nonviolent Coordinating Committee and other groups.…”

Section: Community Land Trusts (Clts): An Overviewmentioning

confidence: 99%

Community Land Trusts in Contexts of Informality: Process, politics and challenges of implementation

Basile¹,

Ribeiro²

2022

RHJ

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Informal settlements house a significant portion of the world's population, who frequently struggle due to lack of proper housing, urban infrastructure, and insecure tenure. This is an overwhelming reality in Global South countries, requiring alternatives to guarantee permanent and secure affordable housing to residents while promoting community empowerment and quality of life improvements. Community land trusts offer promise for housing struggles due to their mechanism of securing housing affordability permanently and their premise of community control of development. However, despite such promise, there are scarce experiences of community land trusts in contexts of informality. Based on recent and ongoing CLT implementation experiences in Puerto Rico and Brazil, we explore the process, politics, and challenges of community land trust implementation in informal settlements. We consider its potentiality to support housing struggles and mitigate long-lasting dispossession in different urban and housing realities throughout the urban Global South.

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Shared Equity Homeownership in the United States: A Literature Review

Cited by 15 publications

References 33 publications

Cultivating Community Wellbeing: Guiding Principles for Research and Practice

Cultivating Community Wellbeing: Guiding Principles for Research and Practice

Assisting first home buyers: an international policy review

Community Land Trusts in Contexts of Informality: Process, politics and challenges of implementation

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