Studi Komparatif Takaful Dan Asuransi Konvensional

Abstract

<p>The development of the sect of the sect of the conventional<br />economic science gave birth to two large flows in the economic system<br />of the countries in the world. The First, the classic economic ideologies<br />known with monetary policy in order to maintain the stability of the<br />state keekonomian. The second, understands the modern economy<br />that focusing the policy of the government in the fiscal sector. In the<br />middle of the rivalry between two economic ideologies, on the decade<br />of the 1970s in gagaslah an economic system which is considered as the<br />solution to accommodate the problems faced by a negra. The Islamic<br />economy with the basic philosophy that tend to be outside of the<br />mainstream economy offers the principle of values and the purpose of<br />the comprehensive and universal.<br />In the economic system countries there financial institutions<br />Banks and non-bank. In the adjacent is the author<br />membahasakan one of non-bank financial institutions, namely<br />insurance. As in conventional financial institutions there are<br />insurance, so also on the sharia financial institutions have sharia<br />insurance named with takaful. The subject of done author is gives a<br />comparison between the conventional insurance and takaful. So that<br />can provide a description of the opportunities takaful development in<br />Indonesia as a whole.<br />The Annual Report Bappepam-LK 2011 syariah insurance<br />(takaful) number of wealth and investment funds owned by Rp9,2<br />Trillion and Rp7,8 Triliundan growth that occurs on this industry<br />of 31,94% and 33,76%. From this study by relying on the principle that<br />is owned by the takaful conclusion can be that takaful in Indonesia<br />still have opportunities that is large enough to perform the expansion<br />of the market by touching the middle to society.</p>

Pengaruh Likuiditas dan Ukuran Perusahaan terhadap Kinerja Keuangan

“…Likuiditas perusahaan menunjukkan kemampuannya untuk membayar tagihan tepat waktu dan penuh, atau selalu siap jika ditagih suatu hari nanti (Amrin, 2009). Penilaian ukuran perusahaan dikenal sebagai "ukuran perusahaan" (Machmuddah, 2020).…”

Takaful Industrial Research Developments: A Bibliometric Analysis On The Scopus Database

“…One of the non-bank financial institutions in the Sharia sector is insurance or commonly referred to as takaful, where the contract model can be in the form of ijarah and can also use tabarru contracts (Hardi 2016). Sharia insurance or takaful in Indonesia is one of the Non-Bank Financial Industries (NBFI) whose operations are supervised by the Financial Services Authority (FSA) (Nurbaya and Alam 2019).…”

Does Islamic More Efficient Than Conventional Life Insurance Performance During 2014-2021?

“…By knowing the level of efficiency, islamic life insurance customers can assess the performance of the islamic life insurance company to increase customer confidence. Research conducted by Hardi (2016) shows that efficiency measurements are needed to evaluate the performance of the Islamic insurance industry and will determine the competitiveness of the industry compared to conventional industries. In addition, the results of this study also prove that the Islamic insurance industry has a relatively high technical performance compared to the conventional industry, but the level of operational cost efficiency still requires improvement.…”