Success factors of internet payment systems

Treiblmaier, Horst; Pinterits, Andreas; Floh, Arne

doi:10.1504/ijeb.2008.020675

Cited by 12 publications

(6 citation statements)

References 30 publications

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“…transaction procedure, security statements, technical protection & individual past experience [2]. F. Arne et al [3] identified the factor ease of use or convenience which is confirmed factor in the multitude studies using Technology Acceptance Model (TAM) model. The TAM model is basically based on Information theory and defines that how the users come forward to accept the use of technology.…”

Section: Background Of Studymentioning

confidence: 96%

Exploring Electronic Payment System Acceptibility Determinants: A Consumer Outlook

Upadhyaya

Kaur

2018

J. Today’s Ideas - Tomorrow’s Technol.

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The aim of this research paper is to explore the electronic payment system (EPS) acceptability determinants, from the consumer perspective. Exploratory factor analysis has been used to explore the factors based on different statements. The study has been conducted in North-West region of Delhi. Data has been collected from male-female of different age groups by using the questionnaire tool of data collection. For extraction of factors Principal component analyses and Varimax with Kaiser Normalization rotation method was used. The rotated component matrix shows best fitting of items to form a factor. As per the convergence of items, 4 factors were extracted and named. These factors are security concern, Knowledge, awareness and acceptability & convenience which are contributing for acceptability of electronic payment system among the consumers.

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Section: Background Of Studymentioning

confidence: 96%

Exploring Electronic Payment System Acceptibility Determinants: A Consumer Outlook

Upadhyaya

Kaur

2018

J. Today’s Ideas - Tomorrow’s Technol.

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“…Based on a research by Treiblmaier et al (2008), society acceptance regarding cashless payment system is based on the aspects of easy access, quick payment system, safe and trust towards payment system through email verification to the users. The website design and advertisement of reputable companies are believed to become the influencer to the users in making the decision to purchase using online cashless medium.…”

Section: Experience In Cashless Buying In Malaysiamentioning

confidence: 99%

Factors Influencing Practice of Cashless Purchase During COVID-19 Movement Control Order (MCO) in Malaysian Society

Yusoff¹,

Sarifin²,

Abidin³

2022

IJARBSS

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The pandemic of COVID19 required Malaysian government to implement the Movement Restricted Order (MCO) to avoid mass gahthering and maintain the physical distancing. The purpose of this article was to analyse the factors of cashless purchase practice in public society during the period of MCO due to COVID-19 pandemic. In restraining COVID-19 from spreading, the World Health Organization (WHO) has recommended steps such as social distancing. This social distancing indirectly causes increased cashless purchase within the society in Malaysia during the period of MCO. A quantitative approach was used to obtain the data for this research. The questionnaire forms were distributed through google form platform and convenience sampling method was used to obtain the respondents. The research outcome found that there is an increase in cashless purchase practice in public society during MCO. The purchase through cashless practice does not only involve necessities such as food and clothings. Apart from that, the main factor why the society chooses cashless purchase is because it reduces the transmission of COVID-19, to comply with the MCO by the government and because cashless purchase has also become the culture in modern society nowadays. The implication of this cashless purchase is it enhances local economic

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“…Based on the existing literature [8][9][10]20] and field experience, we controlled for the respondents' individual characteristics (gender, age, education, risk propensity, internet learning ability, skill training experience, information access, time spent online per week), household characteristics (annual network fee, number of WeChat friends, financial network, new agricultural operation entities, entrepreneurship industry), village characteristics (distance to the nearest town, formal financial institution status, Taobao shops (Alibaba Group in China has cooperated with local governments to establish Taobao stores and service stations in rural areas to promote online products dissemination to the countryside as well as rural products access to the cities), and province dummies variables (Shaanxi, Ningxia). Table 1 presents the detailed definitions and descriptive statistics of the control variables.…”

Section: Control Variablesmentioning

confidence: 99%

“…Meanwhile, some studies have highlighted the influence of producers' online sales, which involve wider sales channels, a greater sales volume, and more sales flexibility for the sellers [19]. In view of the distinct differences between online purchases and online sales in essence [20], the difference between their impacts on the use of multiple digital financial products or services cannot be ignored. Additionally, due to the fact that purchasing the means of production and selling products are the two most critical and common economic activities infiltrating farmers' entrepreneurship, it, therefore, makes more sense to concentrate on the relationship between entrepreneurial farmers' e-commerce adoption and their usage of multiple digital financial products [21].…”

Section: Introductionmentioning

confidence: 99%

Impact of E-Commerce Adoption on Farmers’ Participation in the Digital Financial Market: Evidence from Rural China

Peng

Kong

et al. 2021

JTAER

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Although the increasing adoption of digital finance in recent years has exerted a wide-ranging influence on farmers’ consumption and production activities, many farmers in China still seriously suffer from digital financial exclusion. Few studies have documented the different impacts of e-commerce adoption characterized by online purchases and sales on farmers’ participation in the digital financial market measured by their engagement in digital payments, digital wealth management, and digital credit in rural China. Using survey data from 832 entrepreneurial households in rural China, we contribute to the literature by confirming that both online purchases and sales have a robust significant and positive impact on farmers’ participation in the digital financial market and that this impact on digital wealth management is successively larger than that on digital payments and digital credit, with the propensity score matching (PSM) method and instrument variable (IV) approach employed. We further discover that the impact of online purchases and sales on farmers’ participation in the digital financial market is significantly mediated by digital financial literacy. Moreover, the impact of online purchases and sales on farmers’ participation in the digital financial market is larger for those with high education levels, pursuing skills training, running new agricultural operation entities (i.e., family farms, professional cooperatives), and engaging in agricultural entrepreneurship. Our findings suggest that more effective measures to enhance adoption rates of online purchases and sales, innovation in rural market-oriented digital financial products and services, systematic training for farmers in e-commerce skills as well as digital financial literacy, and differentiated support measures for different groups of farmers to reduce the gap are urgently needed in China.

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Success factors of internet payment systems

Cited by 12 publications

References 30 publications

Exploring Electronic Payment System Acceptibility Determinants: A Consumer Outlook

Exploring Electronic Payment System Acceptibility Determinants: A Consumer Outlook

Factors Influencing Practice of Cashless Purchase During COVID-19 Movement Control Order (MCO) in Malaysian Society

Impact of E-Commerce Adoption on Farmers’ Participation in the Digital Financial Market: Evidence from Rural China

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