2018
DOI: 10.1177/2158244017753867
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The Case for the Need for Personal Financial Literacy Education in Botswana Secondary Schools

Abstract: Personal financial literacy (PFL) is an imperative life skill that all 21st-century students should have. Research shows that the levels of financial literacy in both developing and developed countries are very low across people of all ages. This deplorable state of affairs has negative implications on the well-being of the populace, as evidenced by increased indebtedness, lower saving, poor planning for retirement, and the making of many poor personal financial decisions. Recognizing the potential benefits of… Show more

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Cited by 15 publications
(10 citation statements)
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“…The findings showed several factors that affected students' financial literacy. For instances teaching methods (Belás et al, 2016;Opletalová, 2017;Sawatzki, 2017b), parental socialization (Chambers, Asarta, & International Research in Education ISSN 2327-5499 2021 Farley-Ripple, 2019; Hamilton, Shobe, Murphy-Erby, & Christy, 2012;Puspitarona et al, 2019;Silva et al, 2017) and school curriculum (Opletalová, 2015;Solomon et al, 2018). Besides, we found lack of engagement activities involved financial skills (Berková & Krpálek, 2017;Lahav et al, 2017;Mahmudi & Listiyani, 2019) lead to low economic competence among students (Sawatzki, 2017b).…”
Section: Factors That Influence the Students' Financial Literacymentioning
confidence: 91%
“…The findings showed several factors that affected students' financial literacy. For instances teaching methods (Belás et al, 2016;Opletalová, 2017;Sawatzki, 2017b), parental socialization (Chambers, Asarta, & International Research in Education ISSN 2327-5499 2021 Farley-Ripple, 2019; Hamilton, Shobe, Murphy-Erby, & Christy, 2012;Puspitarona et al, 2019;Silva et al, 2017) and school curriculum (Opletalová, 2015;Solomon et al, 2018). Besides, we found lack of engagement activities involved financial skills (Berková & Krpálek, 2017;Lahav et al, 2017;Mahmudi & Listiyani, 2019) lead to low economic competence among students (Sawatzki, 2017b).…”
Section: Factors That Influence the Students' Financial Literacymentioning
confidence: 91%
“…Tidak sejalan dengan hal tersebut, perencanaan pengeluaran dirasa sangat penting karena untuk menjaga arus pendapatan dan perekonomian keluarga agar tidak jatuh bangun dan habis ketika berada di tanggal tua. Seperti yang diungkap oleh (Bayar et al, 2020;Solomon et al, 2018) bahwa perencanaan keuangan setiap keluarga yang diatur secara terencana akan berdampak baik pada area lain dari keseluruhan arus keuangan keluarga. Pada akhirnya, dengan adanya proses perencanaan yang baik maka puncak dari semua ini yaitu keluarga akan mengalami masa bebas secara finansial termasuk bebas dari hutang (Rasyid, 2020).…”
Section: Gambar 1 Pengelolaan Ekonomi Keluarga DI Desa Sumbermanjing ...unclassified
“…While this is clearly primarily a study of teacher knowledge and teacher practice, it does provide insights into what might happen when an integrated curriculum is introduced and the existing teachers are expected to teach new or unfamiliar content. Solomon's (2018) contribution, also focused on business subjects, makes the case for incorporating personal financial literacy into business subjects for all junior secondary school students.…”
Section: Subject Curriculum Reformmentioning
confidence: 99%