“…The findings showed several factors that affected students' financial literacy. For instances teaching methods (Belás et al, 2016;Opletalová, 2017;Sawatzki, 2017b), parental socialization (Chambers, Asarta, & International Research in Education ISSN 2327-5499 2021 Farley-Ripple, 2019; Hamilton, Shobe, Murphy-Erby, & Christy, 2012;Puspitarona et al, 2019;Silva et al, 2017) and school curriculum (Opletalová, 2015;Solomon et al, 2018). Besides, we found lack of engagement activities involved financial skills (Berková & Krpálek, 2017;Lahav et al, 2017;Mahmudi & Listiyani, 2019) lead to low economic competence among students (Sawatzki, 2017b).…”