The Effect of Bank Specific Factors on the Performance of Afriland First Bank in Cameroon

Mbella, Mukete Emmanuel; Aa, Magloire

doi:10.4172/2167-0234.1000305

Cited by 3 publications

(4 citation statements)

References 2 publications

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“…The Bank Specific factors are individual bank characteristics which affect the bank's profitability (Mbella and Magloire, 2017). The determinant factors of bank profitability are capital ratio, bank size, liquidity ratio, and deposit.…”

Section: Profitabilitymentioning

confidence: 99%

Bank Specific Characteristics and Profitability of Islamic and Conventional Banks in Malaysia

Suppia

Arshad

2019

ijib

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Islamic Banking has become competitive against conventional banking since it is one of the fastest growing institutions nowadays. Therefore, it is reasonable to expect that the performance of both Islamic and conventional banks has become the center of attention particularly in term of their profitability. Hence, the purpose of this study is to investigate the relationship between bank-specific characteristics and profitability of Islamic and conventional in Malaysian banking sector to find the role of internal factors in achieving high profitability from 2008 to 2016. The data is extracted from Fitch Connect database for a nine year period which includes 16 Islamic banks and 22 conventional banks in Malaysia. The findings explained that each variable are justified in the model have statistically significant impacts on Malaysian banksâ€™ profitability. However, the effects are not uniform across profitability measures. Regression findings reveal that bank capital and deposit ratio are significant of bank profitability in Islamic banks. This result implying that high profitability may drive higher capital ratios since profits are a source of capital. The implication shows that a more profitable bank may desire a smaller capital buffer since it knows that it will be able to draw on internal funds to fund expected investment opportunities.

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Section: Profitabilitymentioning

confidence: 99%

Bank Specific Characteristics and Profitability of Islamic and Conventional Banks in Malaysia

Suppia

Arshad

2019

ijib

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“…The role of banks in the country's economy can be judged by its improved performance. Mbella and Magloire explain that good bank performance will attract investors to invest their capital in banks which have implications specifically for bank growth and generally affect economic growth [2], otherwise bad bank performance will result in bank failures in conducting their business and impact during a country's economic growth crisis. It related to financially constrained on investment, therefore investment decision making is an important thing to do [3].…”

Section: Introductionmentioning

confidence: 99%

“…Liquidity ratio is a ratio that measures a company's ability to meet short-term obligations when due [2]. The higher liquidity ratio shows the amount of deposit funds disbursed for lending, but not followed by repayment of credit funds by debtors that cause problem loans and result in a decrease in profitability of a bank [8].…”

Section: Introductionmentioning

confidence: 99%

The Effect of Non-Performing Loans on Profitability in Banking Sector in Indonesia

Martiningtiyas¹,

Nitinegeri²

2020

Proceedings of the International Conference on Management, Accounting, and Economy (ICMAE 2020)

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The objective of this study is to analyze the effect of non-performing loans on bank profitability. The dependent variable in this study is profitability and the independent variable is non-performing loans by using control variables are liquidity ratio, capital adequacy ratio, gross domestic product and size. This study uses 26 conventional banks that are listed on Indonesian Stock Exchange in the period between 2009-2017 by using purposive sampling. The results of this study show that non-performing loans variable has a significant negative influence on profitability bank. Liquidity ratio and gross domestic product have significant positive influence on profitability bank whereas capital adequacy ratio does not have significant influence on profitability bank. Implications: For conventional banking firms they are expected to do monitoring so that the level of non-performing loans is low, monitoring the level of liquidity ratio, are also contributing in increasing the growth of gross domestic product to increase profitability bank.

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“…While the profitability was measured by ROE capital, portfolio composition and asset management have affected profitability positively and negatively by size, operating efficiency and credit risk. ▪(Mbella ME, 2017) studied the effect of bank specific factors on the performance of Afriland first bank in Cameroon. The existing study was done to examine to which extent bank specific variables affect the performance of Afriland first bank.…”

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confidence: 99%

Impact of Bank Specific Variables on Financial Performance of Private Sector Banks in India

Solanki

Aggarwal

2022

rrijm

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The major goal of this research is to study the effect of bank-specific variables on private-sector banks’ financial performance. In this study, multiple regression analysis was employed. Return on assets (ROA) and return on equity (ROE) were used as profitability measures in this study to assess the profitability of private sector banks. Both the ROA and the ROE are dependent variables. The independent variables employed in the study to analyze and explain the impact of bank specific variables on the financial performance of private sector banks include liquidity risk, credit risk, capital adequacy, expense management, solvency, growth rate, and efficiency. Secondary data was collected for time period of 12 years (2008-09 to 2019-20) from the financial statements of selected banks. The results of the study suggest that when ROA is taken to represent the profitability of private sector banks; liquidity risk and expense management have adverse effect on the financial performance of selected private sector banks. However, solvency has positive effect on the financial performance of the selected private sector banks in India. When ROE is taken to represent the profitability of private sector banks; liquidity risk and expense management have negative impact on financial performance of selected private sector banks. Whereas, capital adequacy and solvency have positive impact on the financial performance of selected private sector banks in India.

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The Effect of Bank Specific Factors on the Performance of Afriland First Bank in Cameroon

Cited by 3 publications

References 2 publications

Bank Specific Characteristics and Profitability of Islamic and Conventional Banks in Malaysia

Bank Specific Characteristics and Profitability of Islamic and Conventional Banks in Malaysia

The Effect of Non-Performing Loans on Profitability in Banking Sector in Indonesia

Impact of Bank Specific Variables on Financial Performance of Private Sector Banks in India

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