The Effect of Conservative Attitude on the Preference of Saving Finance System in Turkey

Abstract

The aim of the study is to examine whether there is a relationship between conservatism and the savings financing system in Turkey. First of all, conservatism as an ideology was examined and the relationship between conservatism and religiosity was researched. Subsequently, the perception of conservatism as religiosity as an ideology in Turkey is explained by including the views of the participants. In this context, the actors of the savings finance system are included in the study. While choosing the actors of the system, the opinions of both sector employees and sector customers were included. The method of the study is in person interview method. Snowball sampling method was used in the study. Random sampling was preferred while choosing the study group. According to the results of the study, it has been concluded that the interest rate is determinant in the relationship between conservatism and the savings financing system in Turkey, but this relationship cannot be explained only by conservatism, and economic reasons are also at the forefront.