“…The first of these scales is the Technology Acceptance Model (TAM), and the questionnaire is taken from recent studies (Hamid, Razak, Bakar, and Abdullah, 2016;Abdullah, and Ward, 2016;Fathema, Shannon, and Ross, 2015;Wallace, and Sheetz, 2014;Joo, and Sang, 2013) which were generated according to Davis's study (1989). The second is Information Technology Investments (ITI), and the questionnaire was adapted from recent studies (González-Benito, 2007;Sriram, Stump, and Banerjee, 1997).…”