The Impact of Consumer Interests, Security Risks, and Financial Behavior on New Transaction Tool (E-Money).

Abstract

This study aimed to analyze the impact of interests, security risks, and financial behavior on new tools in transactions (e-money). Five direct relationships have been built resulting in two equations. To evaluate the model, the study distributed questionnaires to 110 respondents from seven different companies. With the use of path analysis, the model is then tested. On the basis of the statistical results, the findings show that consumer interest and safety risk have a positive and significant impact on financial behavior. To the relationship to electronic money, customer interest and financial behavior indicate a positive and significant relationship. Interestingly, customer safety risk did not show an insignificant result.

Financial Self-Service Transaction Method Based on Wireless Communication Network

“…In order to solve the problem of limited or reduced variance model construction in wireless communication networks and personal business services, since the model involves limited reliability variables, the revised model (Tobit) of this survey is selected, which can be expressed as follows [30]:…”