The impact of internet use on old-age support patterns of middle-aged and older adults

Wang, Jingyi; Gao, Lifei; Wang, Guojun; Hu, Baibao

doi:10.3389/fpubh.2022.1059346

Cited by 3 publications

(3 citation statements)

References 53 publications

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“…Finally, considering the effect of the potential time trend, following Li et al ( 39 ) and Wang et al ( 40 ), the time trend term is included in the regression and the results are as in column (7) of Table 3 . After controlling for the potential time trend factor, the results remain significant at the 1% level and the correlation coefficients do not change significantly, thus further validating the theoretical assumptions of the paper and the robustness of the data results.…”

Section: Resultsmentioning

confidence: 99%

The impact of digital finance on young People’s health insurance participation decisions in China

Chai,

2024

Front. Public Health

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BackgroundThe digital finance era has reshaped young people’s lifestyles, risk perceptions and insurance participation decisions. Modern youth have to constantly seek for rational social security support and construct individual protection barriers to adapt to new lifestyles and social structures. China’s multi-tiered, universal health insurance system is urgently needed to satisfy young people’s flexible needs and rational decision-making.MethodsBased on the micro data from 2011 ~ 2021 Chinese General Social Survey (CGSS), this paper uses macro data from Digital Inclusive Finance Index (DIFI) matching to construct probit and m-logit model to assess the impact of the development of digital finance on Chinese youth whether or not to participate in health insurance, and how they choose the concrete type of health insurance.Results(1) Baseline regression results shows that digital finance has a significant positive effect on Chinese youth’s health insurance participation decisions, and has different effects on choices within health insurance types. Strong support for the conclusions is provided by endogeneity and robustness tests. (2) The results of the heterogeneity analysis reveal that the marginal effect of digital finance on young people’s health insurance decisions shows urban–rural differences, divergence in levels of self-rated health. (3) The mechanism analysis results suggest that there are two mechanism paths of digital finance on youth health insurance decisions: the household income effect and the subjective well-being effect, and two moderating effects: employment type and family structure.ConclusionHighlighting the positive value that digital finance brings to the perception of youth insurance participation and the construction of social security systems, it needs to pay close attention to the dynamic changes in employment security and family structure through data, and explore the socio-psychological fluctuation and demand for social security among modern youth. To provide a way forward to achieve the integration of the health insurance system in China and solve the current problem of health insurance equity.

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Section: Resultsmentioning

confidence: 99%

The impact of digital finance on young People’s health insurance participation decisions in China

Chai,

2024

Front. Public Health

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“…Their study underscored the evolving landscape of pension insurance consumption, propelled by the digital revolution and its implications for insurance industry practices. [9] Collectively, these studies offer a kaleidoscopic view of the multifaceted dynamics and implications of commercial pension insurance across diverse contexts. By enriching our understanding of consumer perspectives and drivers, they serve as invaluable compasses guiding policy and practice within the insurance domain.…”

Section: Literature Reviewmentioning

confidence: 99%

Consumer Perspectives on Commercial Pension Insurance Products: Insights and Implications

HUO

2024

PIJ

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This study delves into the consumer perspectives on commercial pension insurance products, aiming to uncover insights into awareness, understanding, preferences, and concerns among consumers. Through interviews with 50 participants from five prominent Chinese insurance companies, the study examines demographic characteristics, awareness levels, perceived benefits and risks, factors influencing purchase decisions, and satisfaction with current products. The findings reveal a nuanced landscape wherein participants recognize the importance of pension insurance for long-term financial security but express apprehensions regarding policy transparency, affordability, and reliability. Trust in insurance companies, reputation, and financial stability emerge as primary factors influencing purchase decisions, highlighting the need for flexible and affordable policy options aligned with individual retirement goals. Comparative analysis among companies underscores variations in consumer perceptions, emphasizing the importance of continual product evaluation and improvement to meet evolving consumer needs. The study concludes by advocating for enhanced consumer education initiatives and regulatory frameworks to foster transparency and consumer welfare within the competitive insurance market.

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“…The connection between social capital and health literacy has been the subject of a few studies (38,39), and some scholars suggested that cultural capital may have an impact on social capital (20), but there is no empirical research to clarify the link between cultural capital and health literacy among community residents. Existing studies only emphasize the importance of cultural capital on health literacy, which only briefly discussed the connection between these two factors without examining the mechanisms behind the connected pathways.…”

Section: Introductionmentioning

confidence: 99%

Association between cultural capital and health literacy during the COVID-19 pandemic among community residents in China: the mediating effect of social capital

Luo,

Zhao,

Chen

et al. 2023

Front. Public Health

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BackgroundHealth literacy is crucial for managing pandemics such as COVID-19 and maintaining the health of the population; our goal was to investigate the impact of cultural capital on health literacy during the COVID-19 pandemic among community residents and to further examine the mediating role of social capital in the relationship between cultural capital and health literacy.MethodsA cross-sectional study was conducted among 1,600 community residents selected in Chongqing, China using a stratified random sampling method. Data were gathered through a questionnaire survey, including sociodemographic characteristics, cultural capital, social capital, and health literacy. Chi-square analysis, one-way ANOVA, t-test, and hierarchical linear regression were used to analyze the level of health literacy among community residents and the related elements; the structural equation model (SEM) was used to explore the influential mechanisms of health literacy and explore whether social capital acted as a mediator in the relationship between cultural capital and health literacy.ResultsCultural capital, community participation, community trust, reciprocity, and cognitive social capital had a significant positive effect on health literacy. In addition, the results of SEM indicated that cultural capital not only directly influences health literacy (β = 0.383, 95% CI = 0.265–0.648), but also indirectly influences health literacy through three types of social capital (β = 0.175, 95% CI = 0.117–0.465; β = 0.191, 95% CI = 0.111–0.406; β = 0.028, 95% CI = 0.031–0.174); its mediating effect accounting for 50.7% of the overall effect.ConclusionsOur results highlight the empirical link between cultural capital and health literacy, and suggest that social capital mediates this connection. These findings suggest that governments and communities should focus on the construction of community cultural capital and provide residents with better social capital to improve their health literacy to prepare for future pandemics.

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The impact of internet use on old-age support patterns of middle-aged and older adults

Cited by 3 publications

References 53 publications

The impact of digital finance on young People’s health insurance participation decisions in China

The impact of digital finance on young People’s health insurance participation decisions in China

Consumer Perspectives on Commercial Pension Insurance Products: Insights and Implications

Association between cultural capital and health literacy during the COVID-19 pandemic among community residents in China: the mediating effect of social capital

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