The Influence of Religiosity, Economic Pressure, Financial Management, and Stress Levels Towards Family Quality of Life During Covid-19 Pandemic in Indonesia

Azzara, R.; Simanjuntak, Megawati; Puspitawati, Herien

doi:10.24156/jikk.2022.15.1.27

Cited by 6 publications

(5 citation statements)

References 39 publications

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“…Azzara, Simanjuntak, and Puspitawati (2022) investigated the influence of religiosity, economic pressure, financial management, and stress levels on family quality of life during the COVID-19 pandemic in Indonesia. They found that strong family bonds and effective financial management practices can mitigate the adverse effects of economic pressure (Azzara et al, 2022). This aligns with the findings of Morgan, Lim, and Washburn-Busk (2021), who explored financial stress and financial management roles within couples, revealing that open communication and shared financial responsibilities can reduce financial disagreements and stress (Morgan et al, 2021).…”

Section: Introductionsupporting

confidence: 62%

“…The COVID-19 pandemic has exacerbated economic hardships for many families, highlighting the need for effective coping strategies and support systems. Azzara, Simanjuntak, and Puspitawati (2022) found that families with strong religiosity and effective financial management practices were better able to maintain their quality of life E E-ISSN: 3041-8550 during the pandemic (Azzara et al, 2022). Lee et al (2022) investigated the pathways from economic hardship to couple conflict during COVID-19 in Korea, finding that socioeconomic status played a significant role in moderating these effects (Lee et al, 2022).…”

Section: Introductionmentioning

confidence: 99%

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The Role of Family in Managing Financial Stress and Economic Hardship

Asadi,

Yousefi,

Parsakia

2024

JPRFC

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Objective: This study aims to explore the role of family dynamics in managing financial stress and economic hardship. By examining how families navigate these challenges through various strategies and coping mechanisms, the research seeks to provide a deeper understanding of the impact of economic hardship on family relationships and individual well-being. Methods: A qualitative research design was employed, utilizing semi-structured interviews to collect data from 20 participants. Participants were selected through purposive sampling to ensure diverse perspectives. Data were analyzed using NVivo software, with thematic analysis guiding the identification and categorization of key themes. Theoretical saturation was reached, ensuring comprehensive coverage of the participants' experiences. Results: The study identified three main themes: family roles and responsibilities, coping strategies for financial stress, and the impact on family dynamics. Families adopted joint decision-making, budget creation, and income pooling to manage finances. Emotional and practical support were vital coping mechanisms, with open communication and resource sharing being prominent strategies. Economic hardship led to changes in family relationships and significant impacts on mental health, particularly for parents and children. Conclusion: Family dynamics play a critical role in managing financial stress and economic hardship. Effective financial management, open communication, and supportive relationships are essential for mitigating the adverse effects of economic pressure. The findings underscore the need for targeted interventions and support systems to help families navigate economic challenges and maintain their well-being.

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Section: Introductionsupporting

confidence: 62%

Section: Introductionmentioning

confidence: 99%

The Role of Family in Managing Financial Stress and Economic Hardship

Asadi,

Yousefi,

Parsakia

2024

JPRFC

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“…Temuan penelitian tersebut sejalan dengan berbagai hasil penelitian sebelumnya, yakni semakin tinggi stres yang dirasakan orang tua maka kemampuan melakukan pengasuhan akan semakin rendah (Donker et al, 2021;Gulliford et al, 2015;Riany & Ihsana, 2021). Menurut Azzara et al (2022), semakin besar stres orang tua akan semakin memperburuk kualitas hidup keluarga. Ibu yang mengalami stres cenderung tidak dapat mengontrol dirinya dengan baik.…”

Section: Pengaruh Karakteristik Anak Karakteristik Keluarga Dan Manaj...unclassified

Pengaruh Manajemen Stres Dan Status Pekerjaan Ibu Terhadap Pengasuhan Anak Usia Sekolah Saat Pandemi Covid-19

Naziah¹,

Sunarti²,

Riany³

2023

Jur. Ilm. Kel. & Kons.

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Pemerintah menerapkan Pemberlakuan Pembatasan Kegiatan Masyarakat (PPKM) dan pembelajaran dari rumah (BDR) selama pandemi Covid-19 yang dapat mengakibatkan stres pada orang tua meningkat sehingga berdampak negatif terhadap pengasuhan. Penelitian ini bertujuan untuk menganalisis perbedaan pada pengasuhan serta manajemen stres yang terdiri dari sumber stres individu, sumber stres pengasuhan, strategi koping, dan stres berdasarkan pekerjaan ibu dan melakukan analisis pengaruh dari karakteristik keluarga, karakteristik anak, dan manajemen stres terhadap pengasuhan. Penelitian ini menggunakan desain cross-sectional study. Jumlah contoh pada penelitian ini sebanyak 47 ibu bekerja dan 53 ibu rumah tangga dengan status keluarga utuh serta memiliki anak yang masih belajar di tingkat sekolah dasar negeri. Hasil penelitian menunjukkan tidak ada perbedaan yang signifikan pada manajemen stres dan pengasuhan berdasarkan status pekerjaan ibu. Karakteristik keluarga berpengaruh positif signifikan terhadap pengasuhan. Semakin tinggi pendidikan orang tua serta penghasilan keluarga menyebabkan semakin baik kualitas pengasuhan. Sumber stres pengasuhan dan gejala stres berpengaruh langsung negatif signifikan terhadap pengasuhan. Sumber stres individu berpengaruh tidak langsung negatif signifikan terhadap pengasuhan. Hasil penelitian ini menunjukkan pentingnya orang tua mengelola sumber stres agar tidak melakukan pengasuhan yang negatif pada anak.

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“…Individuals who are economically depressed and do not have sufficient resources to deal with these pressures will tend to increase the crisis in themselves and their families. Research by Azzara et al (2022) stated that the impact of the Covid-19 pandemic has increased economic pressure on most individuals as measured by the difficulty in meeting basic needs and a drastic decrease in income which has an impact on reducing the quality of life. In addition, Raharjo et al (2015) found that economic pressure can increase conflict and feelings of depression and minimize family welfare and quality of life.…”

Section: Locus Of Control and Debt Behaviormentioning

confidence: 99%

The Role of Locus of Control in Consumer Credit Debt Behavior During the Pandemic Covid-19 by Using Religiosity as a Moderating Variable

Nurhidayat,

Kusuma,

Hanafi

2023

JAM

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This study aims to empirically analyze the influence of locus of control variables on debtor behavior. In addition, this study also includes religiosity as a moderating variable to influence locus of control on the debtor behavior of consumption credit debtors during the Covid-19 pandemic. This research is quantitative, namely by conducting direct research on 155 respondent, objects to be analyzed using the statistical tool STATA version 14. The source of data in this study is primary data, namely, through surveys of respondents to obtain information in the form of respondents' opinions about debt management behavior during the pandemic Covid-19, the object of this research is Muslim respondents who have debt financial institutions, both Islamic/conventional and non-banking banks. The results showed that locus of control moderated by religiosity had a negative and significant effect on debt behavior so that the higher the locus of control moderated by religiosity, the lower the intensity of debt during the Covid-19 pandemic, religiosity had a positive and significant effect on debt repayment behavior where individuals who experience an increase in the locus of control moderated by religiosity will increasingly understand and carry out religious orders, namely to immediately pay off debts so that they do not become a burden in their lives. These findings indicate that the concept of locus of control can be used as an individual psychological factor to determine attitudes in making decisions on debt behavior, where individuals who have an increased locus of control are moderated by high religiosity, and these individuals have good self-control in managing debt.

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The Influence of Religiosity, Economic Pressure, Financial Management, and Stress Levels Towards Family Quality of Life During Covid-19 Pandemic in Indonesia

Cited by 6 publications

References 39 publications

The Role of Family in Managing Financial Stress and Economic Hardship

The Role of Family in Managing Financial Stress and Economic Hardship

Pengaruh Manajemen Stres Dan Status Pekerjaan Ibu Terhadap Pengasuhan Anak Usia Sekolah Saat Pandemi Covid-19

The Role of Locus of Control in Consumer Credit Debt Behavior During the Pandemic Covid-19 by Using Religiosity as a Moderating Variable

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