The interplay of skills, digital financial literacy, capability, and autonomy in financial decision making and well-being

Kumar, Parul; Pillai, Rekha; Kumar, Neha; Tabash, Mosab I.

doi:10.1016/j.bir.2022.09.012

Cited by 97 publications

(46 citation statements)

References 60 publications

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“…In addition, the authors found out that digital literacy and Digitization increased the company's performance. Kumar et al (2022) supported the previous study by finding out that digital financial literacy significantly impacts a company's business performance, especially in India during the Covid-19 pandemic. Shah and Murthi (2021) have strengthened the previous studies that digital literacy in the application of data-driven marketing facilitated the development of a company's performance.…”

Section: Literature Review Digital Marketing Modelsupporting

confidence: 83%

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Digital Marketing Development Model through Digital Literacy Mediation to Improve SME's Performance

Umboh

Aryanto

2023

mem

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The objective of this research is to undertake the digital literacy competence among the SME (Small and Medium Enterprises) actors and to answer the previous research evidence that digital literacy is still under study; therefore, digital literacy among the SMEs a cluster of MSME, natural dyes Batik Kebon Indah Bayat Klaten is used as location of this research. Method of the study was carried out by census to all members of cluster batik natural dyes in Bayat Kebon Indah Klaten. All 186 batik members were withdrawn as respondent of this study, the reason for withdrawing all cooperative member of Kebon Indah because they were engaged in digital marketing activities to promote their natural dyes batik products. The engagement in social media to promote their products was vulnerable to digital illiteracy exposures. Digital literacy is a mediating variable bridging the gap between digital marketing capability and SME business performance. The findings reveal that digital marketing capability has a significant impact on SME business performance, digital literacy has a considerable effect on SME's business performance, and digital literacy significantly impacts digital marketing capability. Implication of the study found out that digital literacy prevented the respondents to believe in hoax, several deceiver’s efforts of business deceptions, therefore digital literacy strengthened them to be cautious in managing their business.

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Section: Literature Review Digital Marketing Modelsupporting

confidence: 83%

“…It encompasses digital marketing literacy, digital financial literacy, digital human resources literacy, digital social literacy. Bongomin et al, (2017); Kumar et al, (2022). Those authors agree that digital marketing capabilities has significant impact on SMEs business performance.…”

Section: Literature Review Digital Marketing Modelmentioning

confidence: 99%

Digital Marketing Development Model through Digital Literacy Mediation to Improve SME's Performance

Umboh

Aryanto

2023

mem

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“…However, multiple perceptions have evolved regarding the precedents of FC. While Atkinson et al [ 47 ] assign financial literacy as the precedent, another school of thought considers behavioural attributes to play a vital role in impacting FC and thereby financial decisions [ 48 ]. In continuum, Bruggen et al [ 27 ] opine that a blend of individual's experience and educational background with FC leads to varied financial behaviours while financial inclusion and community characteristics [ 49 ], positive FA [ 50 ] and knowledge of financial markets [ 51 ] emerge as other significant precursors of FC, henceforth affecting FDM.…”

Section: Theoretical Background Literature Review and Hypotheses Form...mentioning

confidence: 99%

Analysing the behavioural, psychological, and demographic determinants of financial decision making of household investors

Kumar¹,

Islam²,

Pillai³

et al. 2023

Heliyon

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“…Financial literacy describes the management of a person's finances to achieve maximum wellbeing and as a measure of an individual's understanding of personal financial management based on the use of the information thay had (Azizah, 2020;Kumar et al, 2022;Yue et al, 2020). According to Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) by Otoritas Jasa Keuangan (OJK) in 2019 it showed the financial literacy index reached 38.03% which was previously in 2016 at 29.7%.…”

Section: Introductionmentioning

confidence: 99%

The Influence of Financial Literacy and Lifestyle Against Consumptive Behavior of Generation Z during the Covid-19 Pandemic

Paramitalaksmi

Astuti

Aviva

2022

ijss

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This study aims to determine the influence of financial literacy and lifestyle levels against consumptive behavior of Generation Z during the Covid-19 pandemic in Special Region of Yogyakarta, Indonesia. The method used in this study was by distributing questionnaires to 200 students in D.I. Yogyakarta Province by sampling method through Google Form. This sampling determination is expected to be a representative of Generation Z i in Special Region of Yogyakarta, Indonesia. The result of this study is that lower level of Financial Literacy, the higher the consumptive behavior of Generation Z in Special Region of Yogyakarta, Indonesia during the Covid-19 pandemic. On the other hand, the higher the Lifestyle, the higher the Consumptive Behavior of Generation Z in Special Region of Yogyakarta, Indonesia during the Covid-19 Pandemic.

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The interplay of skills, digital financial literacy, capability, and autonomy in financial decision making and well-being

Cited by 97 publications

References 60 publications

Digital Marketing Development Model through Digital Literacy Mediation to Improve SME's Performance

Digital Marketing Development Model through Digital Literacy Mediation to Improve SME's Performance

Analysing the behavioural, psychological, and demographic determinants of financial decision making of household investors

The Influence of Financial Literacy and Lifestyle Against Consumptive Behavior of Generation Z during the Covid-19 Pandemic

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