“…These studies have included an examination of organizational learning systems (Wong and Huang, 2011), mobile banking implementations (AbuShanab and Pearson, 2007;Zhou, 2012), 3G mobile communication (Mardikyan et al, 2012;Wu et al, 2012) and wireless communications (Anderson and Schwager, 2004). Furthermore, the UTAUT has been adopted as the theory to examine the acceptance by students of blackboard technology as indicated by Marchewka and Kostiwa (2014); Pynoo et al (2011) applied UTAUT to measure the level of acceptance and utilization of a digital learning environment by secondary school teachers, and UTAUT has been adopted as the theoretical framework to examine training in health care systems (Marshall et al, 2011).…”