The role of time preference and credit card usage in compulsive buying behaviour

Norum, Pamela S.

doi:10.1111/j.1470-6431.2008.00678.x

Cited by 89 publications

(75 citation statements)

References 15 publications

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“…The correlation test revealed that all three money attitude factors had positive relationship with compulsive buying (p < .01). The results support earlier research that suggest strong relationship between money attitude and compulsive tendencies (Roberts and Jones, 2001;Pirog and Roberts, 2007;Phau and Woo, 2008;Norum, 2008). Consumers high on compulsiveness would exhibit strong emotions about money.…”

Section: Findings and Discussionsupporting

confidence: 81%

“…The first model suggests that power accounts for 27.9% of compulsive buying. The results support earlier research (Hanley and Wilhelm, 1992;Roberts and Martinez, 1997;Roberts and Jones, 2001;Norum, 2008). Credit card factors of credit risk and payment, money attitude factors of status and anxiety and gender were removed from the model as they did not affect compulsiveness.…”

Section: Findings and Discussionsupporting

confidence: 75%

“…Credit card use strengthens the relationship between money attitude and compulsive buying. Norum (2008) reports that money attitude factors -power and prestige and anxiety about money -were positively associated with compulsive buying behaviour of college students. Females were found to exhibit higher compulsive tendencies than males.…”

Section: A Kharementioning

confidence: 99%

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Money attitudes, credit card and compulsive buying behaviour: a study on Indian consumers

Khare

2016

IJBCG

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Abstract:In recent years, the credit card market in India has shown positive growth. However, the Indian market with infrastructural constraints, collectivist tendencies, and recent economic developments due to liberalisation is different from Western countries. It was assumed that Indian consumers' attitude about credit card use is likely to differ from their Western counterparts. The purpose of current research was to examine relationship of money attitudes, credit card use, age and gender on compulsive buying behaviour of Indian consumers. It would enable in understanding differences, if any, between developing and developed country markets. Insights about consumers' attitudes towards credit cards and money can help credit card companies educate consumers about over spending and debt. It also attempts to understand applicability of money attitude and compulsive scale on Indian consumers. The results suggest that compulsive buying behaviour is influenced by money attitudes of power and price sensitivity. Extravagance-prudence and age moderate money attitude. Credit card companies can use themes of 'power' and 'price sensitivity' to target consumers. Compulsiveness can lead to social and financial problems; it is important to educate consumers about credit card use and associated risks.

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Section: Findings and Discussionsupporting

confidence: 81%

Section: Findings and Discussionsupporting

confidence: 75%

See 1 more Smart Citation

Money attitudes, credit card and compulsive buying behaviour: a study on Indian consumers

Khare

2016

IJBCG

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“…A compulsive buyer has intend to experience more negative affect states than non-compulsive buyers (Miltenberger et al 2003). The many studies of compulsive buying show that higher levels of compulsive buying correlate with low self-esteem (Roberts 1998) or high anxiety (Norum 2008). The strongest motivating characteristics associated with compulsive buying appear to be materialistic tendencies (Dittmar 2005) and lack of impulse control (Desarbo and Edwards 1995;Billieux et al 2008).…”

Section: Compulsive Buying Tendency (Cbt)mentioning

confidence: 99%

Relationship among big five personality traits, compulsive buying and variety seeking

Ünalan¹,

Erciş²

2017

Pressacademia

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Purpose-This study examined associations among the Big Five personality dimensions and compulsive buying tendency and variety seeking tendency in Erzurum. Methodology-Participants (n=389) completed a survey that included measures of personality, compulsive buying and variety seeking. Findings-The results revealed that four personality traits (extraversion, agreeableness, conscientiousness, and openness to experience) were positively correlated with variety seeking tendency. Extraversion was positively related with compulsive buying tendency, and conscientiousness was negatively related with CBT. Finally, compulsive buying tendency was positively related with variety seeking tendency. Conclusion-Six of eleven hypotheses are accepted in our model. Our study shows that the perception levels of participants in the way of variables, the highest-valued personality factors are agreeableness and conscientiousness, while the lowest-valued personality trait is emotional stability. The perception level of compulsive buying tendency is very low. However, the perception level of variety seeking is high.

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“…Generación Y, también conocido como generación del Milenio -en inglés Millennial generation (los estudiantes nacidos después de 1980), es la generación más grande desde la generación del baby boom (Norum, 2008;Coomes, & DeBard, 2004 (Djamasbi, Siegel, & Tullis, 2010: 309). Estudiantes de la Generación Net han crecido en un mundo digital y esperan utilizar estas herramientas a su favor, en entornos de aprendizaje (Bajt, 2011: 54).…”

Section: Estudiantes Digitales Y No Nativos Digitalesunclassified

Hablemos de estudiantes digitales y no de nativos digitales

Gallardo-Echenique

2013

UTE

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ResumenEn el presente artículo, se analiza el contexto de la discusión sobre los "nativos digitales" y su competencia digital. De la revisión literaria, dos conclusiones se pueden extraer. En primer lugar, no hay una definición absoluta de los nativos digitales que puede variar entre los individuos, sociedades, regiones y naciones, y también a través del tiempo. En segundo lugar, hay un número de otras variables que la edad para predecir la naturaleza del uso de las tecnologías digitales en los estudiantes. En base a los resultados, la revisión literaria sobre los nativos digitales demuestra que a pesar de estar familiarizados con el uso de las tecnologías digitales y que sus habilidades digitales son altas, la competencia digital -la capacidad de evaluar y aprender desde los recursos -puede ser menor que la de sus profesores. Palabras claves: alfabetización digital, competencia digital, nativos digitales, era digital Let's talk about digital learners and not about digital natives AbstractThis article analyzed the context of discussion about "digital natives" and their digital competence. Two findings can be drawn from this review. First, there is no absolute definition of digital native: it will vary amongst individuals, societies, regions and nations, and also over time. Second, there are a number of variables other than age that may predict the nature of students' use digital technologies. On the basis of the findings, the analysis of the digital native literature demonstrates that despite their digital confidence and digital skills are high, their digital competence -the ability to assess and learn from resources -may be much lower than those of their digitally teachers.

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The role of time preference and credit card usage in compulsive buying behaviour

Cited by 89 publications

References 15 publications

Money attitudes, credit card and compulsive buying behaviour: a study on Indian consumers

Money attitudes, credit card and compulsive buying behaviour: a study on Indian consumers

Relationship among big five personality traits, compulsive buying and variety seeking

Hablemos de estudiantes digitales y no de nativos digitales

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