The Theory of Planned Behavior and Self-Identity Factors Drive Graduates to Be Indebtedness

Denan, Zarina; Othman, Akmal Aini; Ishak, Muhammad Noor Izami; Kamal, Mohd Fazril Mustaza; Hasan, Muhammad Hanif

doi:10.7763/ijssh.2015.v5.477

Cited by 2 publications

(2 citation statements)

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“…Behavioral control can affect the intention into debt. Behavior control is positively related to debt settlement behavior (Denan et al 2015). From the explanation of the social control, even if the husbands prohibit to owe from the bank thitil the housewives still have reasons to owe.…”

Section: Behavior Control Of Housewives' Dependency On Bank Thitilmentioning

confidence: 98%

Housewives’ lifestyle and behavior of debt dependency on bank thitil

Khotimah

Prasetyo

Prasetya

et al. 2022

MKP

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The fulfillment of household needs can implement various strategies, including debt strategy. A money lending service becomes an attraction to fulfilling the needs of life. The money lending service on credit is known as bank thitil by Javanese. This study presents the factors that make housewives have a dependency behavior on bank thitil loans. This dependency behavior is examined from the perspective of the planned behavior theory by Ajzen. This study used a qualitative approach and the subjects of this study were housewives who have debt in bank thitil. Some factors encourage the dependency behavior of housewives on bank thitil loans. This research finds that the implementation of Ajzen’s planned behavior theory in analyzing the factors of indebted housewives is integrated with some factors, including (1) the influence of attitudes that assume the bank thitil provides benefits, (2) subjective norms in the form of lifestyle and environmental vicinity, and (3) social control that supports the housewives in borrowing money from the bank thitil.

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Section: Behavior Control Of Housewives' Dependency On Bank Thitilmentioning

confidence: 98%

Housewives’ lifestyle and behavior of debt dependency on bank thitil

Khotimah

Prasetyo

Prasetya

et al. 2022

MKP

View full text Add to dashboard Cite

show abstract

“…The Theory of Planned Behavior is a theory that considers the intention of one's behavior to formed by three factors i.e., attitude, subjective norm, and behavioral control (perceived behavioral control). As the time progresses, this theory has been modified several times in research by adding additional variables that make up one's intention to behave, such as that of Nugroho et al, (2017), Paul et al (2016), Denan et al, (2015), and Nugroho et al, (2019). The models of the study proved that the theory of TPB could be extended by adding new variables to strengthen the prediction power of TPB.…”

Section: Introductionmentioning

confidence: 98%

The Intention of Investing Sharia Stocks on Millennials: The Role of Sharia Financial Literacy

Addury¹,

Nugroho

Khalid³

2020

IJIEFB

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Introduction to The Problem: Millennials are a generation that has a very rapid growth. More than 30 percent of Indonesia's population is millennials, but many of the Millennials have not been intentioned in investing in sharia stocks.Purpose/Objective Study: The purpose of this research is to examine the impact of sharia financial literacy on Millennials on the intention of investing in sharia stocks, or it has other factors.Design/Methodology/Approach: This research used Sharia financial literacy and the Theory of Planned Behavior. This research used five variables namely Sharia financial literacy, attitudes, subjective norms, behavioral controls, and intentions. This study used purposive sampling method, from muslim millennials in Yogyakarta. Total respondents to this study are 112 with 20-40 years old or a millennials generation and already have income. Multiple linear regression analysis techniques used as primary analytical techniques.Findings: The results proved that Sharia financial literacy and subjective norms did not affect the intention of investing in sharia stocks. Other variables, such as behavioral attitudes and controls, proved to have a significant influence on the intention of investing in sharia stocks.

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The Theory of Planned Behavior and Self-Identity Factors Drive Graduates to Be Indebtedness

Cited by 2 publications

References 10 publications

Housewives’ lifestyle and behavior of debt dependency on bank thitil

Housewives’ lifestyle and behavior of debt dependency on bank thitil

The Intention of Investing Sharia Stocks on Millennials: The Role of Sharia Financial Literacy

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